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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Colony At Ponte Vedra Condo, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active·2 days on market·Colony At Ponte Vedra Condo

122 Ponte Vedra Colony Circle

Ponte Vedra Beach, FL 32082

$325,000$325/sqftEst. $1,779/moMLS# 2166515
2
Beds
2
Baths
1,000
Sq Ft
2000
Built
1
Garage
No
Pool

2 more homes for sale in Colony At Ponte Vedra Condo →Search Colony At Ponte Vedra Condo on the map

FEMA Zone XHOA $167/moCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Colony At Ponte Vedra Condo

Welcome home to this clean and inviting 1,000-square-foot, first-floor end-unit condo, ideally located just down the street from the BEACH! With two bedrooms, two full baths and a one car garage, this condo offers comfortable one-level living in a location that puts the best of the area right outside your door. Inside, you'll find attractive wood-look tile flooring throughout the main living areas, with carpeting in both bedrooms. The kitchen features white cabinetry and stainless steel appliances, creating a bright and timeless space. A washer and dryer are conveniently located inside the unit for added ease and convenience. The 1st floor end-unit location provides easy access, added privacy, and plenty of natural light. Best of all, you're close enough to walk to the beach, making it easy to enjoy the relaxed coastal lifestyle without having to get in the car. Clean, comfortable, and convenient AND ready for its next owner — this is your opportunity to own a beach condo.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,779
Property taxesest. at asking price, St. Johns County$432
HOAbilled quarterly$167
Estimated total, before insurance$2,378/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,040/yr · $170/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,779
Principal & Interest: $1,779
Property taxes (est.): $433
Insurance (est.): $217
Estimated Total Monthly
$2,428
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records indicate this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,823 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:21 AM, sunset 7:06 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,040/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Active$325,000
  • Sep 25, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$325,000
Price / Sq Ft$325
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,000
Total Structure Area1,000 sq ft
Year Built2000
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address122 Ponte Vedra Colony Circle, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionColony At Ponte Vedra Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0615212122
ZoningCondominium

Amenities

AmenitiesMaintenance Grounds, Maintenance Structure, Management - Off Site, Trash
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Downstairs
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesStorm Shutters
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 2, 2026
Days on Market0
HOA Fees$500 / Quarterly
HOA FrequencyQuarterly
HOA NameColony at PV Master Association INC
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Trash
Tax Amount$2,039.78
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Colony At Ponte Vedra Condo

Colony At Ponte Vedra Condo is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Colony At Ponte Vedra Condo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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10/4/2026

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