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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in S Ponte Vedra Beach, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active·Listed today·S Ponte Vedra Beach

2459 S Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$3,150,000$649/sqftEst. $17,242/moMLS# 2167184
5
Beds
5
Baths
4,852
Sq Ft
1993
Built
2
Garage
No
Pool

4 more homes for sale in S Ponte Vedra Beach →Search S Ponte Vedra Beach on the map

FEMA Zone XNo HOA0.43 acresWaterfrontSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

S Ponte Vedra Beach

102 feet of oceanfront living in South Ponte Vedra, and it's in Flood Zone X, with transferable flood insurance! Upstairs, the main living space takes in wide-open ocean views under a beautiful vaulted tongue-and-groove ceiling. The updated, bright kitchen has a Jenn-Air gas cooktop. Three levels of decking, with a summer kitchen and outdoor fireplace, offer room for a crowd and the Atlantic right in front of you. Don't miss the playhouse underneath! Inside, you'll find 5 bedrooms, 5 full baths, and a large media room. An elevator serves the home, and the primary bedroom is on the 2nd floor. The home is built west of the coastal construction line, with a masonry first floor and pylon reinforcement. Functional updates include a 50-year metal roof (2013, 2019), two tankless water heaters (2022), HVAC (2023), many new windows, Tesla Solar & Battery System, Kevlar hurricane screens, and spray foam insulation. Large 2-car garage, workshop, & Tesla EV charger.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$17,242
Property taxesest. at asking price, St. Johns County$4,192
Estimated total, before insurance$21,434/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$17,452/yr · $1,454/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$3,150,000
$630,000
Loan Term
Monthly Payment
$17,242
Principal & Interest: $17,242
Property taxes (est.): $4,192
Insurance (est.): $2,100
Estimated Total Monthly
$23,534
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal, Tile — 2013 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,649 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:21 AM, sunset 7:05 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $17,452/yr

Estimated taxes if purchased at asking price: ~$50,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 6, 2026Active$3,150,000
  • Sep 30, 2026Listed$3,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,150,000
Price / Sq Ft$649
Bedrooms5
Bathrooms5.00
Full Baths5
Square Footage4,852
Acres0.43 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer, Updated/Remodeled
StatusActive
# of Garages2
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address2459 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionS Ponte Vedra Beach
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size18,730.8 sq ft
Parcel Number1429800000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Carport, Electric Vehicle Charging Station(s), Garage, Garage Door Opener
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces2
Fireplace FeaturesFree Standing, Gas
# of Stories2
LevelsTwo
SecuritySecurity System Owned
Spa FeaturesAbove Ground

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen, Outdoor Shower
Patio / PorchCovered, Terrace
RoofMetal, Tile
ConstructionConcrete, Frame, Shell Dash, Stone, Stucco
Road FrontageCounty Road

Additional Information

Date ListedOctober 6, 2026
Days on Market0
Tax Amount$17,451.83
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About S Ponte Vedra Beach

S Ponte Vedra Beach is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all S Ponte Vedra Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines