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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in S Ponte Vedra Beach, Ponte Vedra Beach — an oceanfront home in Ponte Vedra Beach.

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Active·1 day on market·S Ponte Vedra Beach

2895 S Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$1,795,000$1068/sqftEst. $9,943/mo mortgageMLS# 2170065
3
Beds
3
Baths
1,680
Sq Ft
1987
Built
2
Garage
No
Pool

4 more homes for sale in S Ponte Vedra Beach →Search S Ponte Vedra Beach on the map

FEMA Zone VENo HOA12,197 sqft lotWaterfrontSingle Family Residence2 stories

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About this home

S Ponte Vedra Beach

Bliss on the beach! This property perfectly encapsulates what it means to live on the ocean front in Florida. You'll love watching the sun rise over the Atlantic, and set over pristine native Guana State Park. 2895 S Ponte Vedra Blvd has been freshly remodeled with no expenses spared. New roof completed in 2024, brand new AC System, hurricane rated doors and windows, upgraded and structurally reinforced deck and expanded paver driveway. Everything you need and nothing you don't. This home comes Fully Furnished already operating as a successful Vacation home with a strong revenue outlook for 2026 and onwards. Investors will appreciate the truly unique and one-of-a-kind opportunity to own not one, but TWO oceanfront homes side by side with the neighboring property also up for sale. Both properties are situated safely behind the protective sand dune on a deeper lot and sustained absolutely no wind or water damage during the most recent storms that affected the area.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,943
Property taxesest. at asking price, St. Johns County$2,389
Estimated total, before insurance$12,331/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$27,573/yr · $2,298/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,795,000
$359,000
Loan Term
Monthly Payment
$9,943
Principal & Interest: $9,943
Property taxes (est.): $2,389
Insurance (est.): $1,197
Estimated Total Monthly
$13,528
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,803 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:31 AM, sunset 6:48 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,850,050$1,850,050—
2024$1,817,681$1,817,681—
2023$1,784,451$1,784,451—
2022$1,276,387$893,005▲ $191,105
2021$811,823$811,823—
2020$752,964$752,964—

2025 property taxes (current owner): $27,573/yr

Estimated taxes if purchased at asking price: ~$28,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 20, 2026Listed$1,795,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $607/sq ft; this home is listed at $1,068/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2917 S Ponte Vedra Blvd. Boulevard, Ponte Vedra Beach, FL 32082Listed by COMPASS PROPERTY SERVICES INCJul 2025$1,275,000$7214/41,7681430.2
2935 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by BEACHSIDE BROKERS REALTY, INCJul 2026$900,000$5682/21,5842000.3
2799 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by KARSTEN REAL ESTATE TEAMMar 2026$1,314,931$6074/32,165100.7
160 Beachside Drive, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITEDFeb 2026$835,000$3984/2.52,096270.8
3009 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2025$1,450,000$1,0073/21,440310.9
145 Beachside Drive, Ponte Vedra Beach, FL 32082Listed by EXP REALTY, LLCOct 2025$620,000$3473/21,78540.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,795,000
Price / Sq Ft$1,068
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,680
Total Structure Area1,680 sq ft
Acres0.28 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address2895 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionS Ponte Vedra Beach
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size12,196.8 sq ft
Lot DimensionsRectangular
Parcel Number1444800160
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingGarage Door Opener, Off Street
ViewBeach, Ocean, Protected Preserve, Trees/Woods
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
Window FeaturesSkylight(s)
SecurityCarbon Monoxide Detector(s), Fire Alarm

Exterior

Exterior FeaturesFire Pit, Impact Windows, Outdoor Shower
Patio / PorchDeck, Front Porch, Rear Porch
FencingWood
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 20, 2026
Days on Market0
Tax Amount$27,573.48
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: STA REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About S Ponte Vedra Beach

S Ponte Vedra Beach is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all S Ponte Vedra Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines