This home is in Ponte Vedra Beach.

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Active

Active·153 days on market

2747 S Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$2,250,000$659/sqftEst. $11,975/moMLS# 2129992

Beds

Baths

3,416

Sq Ft

1999

Built

Garage

Pool

About this home

Ponte Vedra Beach

A rare opportunity to own a true oceanfront estate offering panoramic views from the Atlantic Ocean to the Guana River. Perfectly positioned with the beach as your backyard and the Guana Tolomato Matanzas National Estuarine Research Reserve and State Park directly across the street, this property captures both breathtaking sunrises over the ocean and stunning sunsets across protected land. Built for strength and longevity, this three-story residence features solid concrete and stucco (Ytong aerated concrete) construction with 12-inch thick cement hollow core floors and a piling foundation supported by auger-cast pilings extending approximately 10 feet below sea level. Exterior joist plates and pole brackets are stainless steel, roof truss plates are treated with automotive undercoating which provides added protection. A new roof and seawall was installed in 2017. Offering approximately 3,560 square feet of living space, the home includes 6 bedrooms and

Cost to own

Mortgage calculator

Home Price

$2,250,000

Down Payment: 20%

$450,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$11,436

Principal & Interest: $11,436

Est. Taxes & Insurance: $2,859

Estimated Total Monthly

$14,296

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$11,975

Property taxesest. at asking price, St. Johns County$2,994

Estimated total, before insurance$14,969/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $42,000 in March 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,567,896	$1,567,896	—
2025	$132,910	$132,910	—
2024	$1,542,348	$1,542,348	—
2024	$133,460	$133,460	—
2023	$1,535,565	$1,274,600	—
2023	$82,045	$71,674	—
2022	$1,286,019	$1,236,019	—
2022	$68,748	$65,159	—
2021	$822,203	$715,644	—
2021	$59,236	$59,236	—
2020	$804,189	$650,585	—
2020	$57,790	$57,790	—

2025 property taxes (current owner): $24,676/yr

Estimated taxes if purchased at asking price: ~$35,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History