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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Landing, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Active·Listed today·Marsh Landing

24644 Harbour View Drive

Ponte Vedra Beach, FL 32082

$2,999,000$623/sqftEst. $16,010/moMLS# 2167159
5
Beds
4.5
Baths
4,812
Sq Ft
2000
Built
3
Garage
Yes
Pool

3 more homes for sale in Marsh Landing →Search Marsh Landing on the map

FEMA Zone XHOA $849/mo0.53 acresWaterfrontSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Marsh Landing

Experience exceptional waterfront living in Harbour Island in Marsh Landing, where sweeping marsh & Cabbage Creek views & a 40' boat slip, #66 in the protected deep -water access marina creates a truly coveted coastal lifestyle. Built by Collier Classic Homes with concrete block const, this refined residence features a whole-house generator, saltwater pool & screened lanai designed for sophisticated indoor-outdoor living. Floor-to-ceiling windows frame the serene water views, while the chef's kitchen is appointed with a Sub-Zero refrigerator. The luxurious first-floor primary suite features a fireplace & spa-inspired bath, joined by two additional bedroom (one with flexibility as a study) Upstairs, two bedrooms & a versatile bonus room provide exceptional accommodations. 2026 European White Oak flooring elevates the main living spaces, with new carpeting upstairs. Additional updates include HVAC systems, water softener & water heater. Enjoy the unparalleled amenities of Marsh Landing.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$16,010
Property taxesest. at asking price, St. Johns County$3,991
HOAbilled monthly$849
Estimated total, before insurance$20,850/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$24,523/yr · $2,044/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,999,000
$599,800
Loan Term
Monthly Payment
$16,010
Principal & Interest: $16,010
Property taxes (est.): $3,991
Insurance (est.): $1,999
Estimated Total Monthly
$22,000
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $24,523/yr

Estimated taxes if purchased at asking price: ~$47,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Listed$2,999,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,999,000
Price / Sq Ft$623
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,812
Acres0.53 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address24644 Harbour View Drive, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionMarsh Landing
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size23,086.8 sq ft
Parcel Number0524821800

Amenities

AmenitiesBasketball Court, Gated, Management - Full Time, Management - Off Site, Park, Pickleball, Playground
Community FeaturesSidewalks, Suburban, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway, Garage, Garage Door Opener
ViewWater
Waterfront TypeMarsh

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Electric Water Heater, Ice Maker, Induction Cooktop, Microwave, Refrigerator, Water Softener Owned, Wine Cooler
HeatingElectric
CoolingElectric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesDouble Sided, Gas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony, Boat Slip
Patio / PorchCovered, Screened
FencingBack Yard, Wrought Iron
RoofTile
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 30, 2026
Days on Market0
HOA Fees$849 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesOther
Tax Amount$24,523.32
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARSH LANDING REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Landing

Marsh Landing is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Marsh Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines