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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active·Listed today

12951 Julington Ridge Drive E

Jacksonville, FL 32258

$379,900$224/sqftEst. $2,028/moMLS# 2167098
3
Beds
2
Baths
1,695
Sq Ft
1984
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA10,890 sqft lotSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

You won't want to miss this gorgeous 3 bedroom, 2 bathroom POOL home bursting with charm and updates that are sure to please everyone! Sat on a quarter of an acre in the established community of Julington Forest with no HOA or CDD, this home provides serenity and peace from the moment you pull up! Amazing outdoor spaces ready for your personal touch such as the large front porch, screened in back porch, and multiple patio spaces overlooking the beautiful pool in the large, privacy fenced backyard!! Step inside to a freshly painted interior with new luxury vinyl flooring throughout for ease of upkeep and an ideal layout with the primary suite on the first floor! BRAND NEW stainless steel kitchen appliances and granite countertops, upgraded bathroom vanities, upgraded fixtures, and more!!! Roof replaced in 2020! Don't miss your chance!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,028
Property taxesest. at asking price, Duval County$620
Estimated total, before insurance$2,648/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,625/yr · $469/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,900
$75,980
Loan Term
Monthly Payment
$2,028
Principal & Interest: $2,028
Property taxes (est.): $620
Insurance (est.): $253
Estimated Total Monthly
$2,902
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,464 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:20 AM, sunset 7:12 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,625/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Listed$379,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$379,900
Price / Sq Ft$224
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,695
Total Structure Area2,263 sq ft
Acres0.25 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address12951 Julington Ridge Drive E, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionJulington Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size10,890 sq ft
Parcel Number1587621394
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingGarage, Off Street

Interior

Interior FeaturesCeiling Fan(s), Jack and Jill Bath, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch, Patio, Rear Porch, Screened
FencingFenced, Back Yard, Privacy
RoofShingle
ConstructionWood Siding
Road SurfacePaved

Additional Information

Date ListedSeptember 30, 2026
Days on Market0
Tax Amount$5,625.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BRANDYWINE HOMES USA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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