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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Active·Listed today

880 E Red House Branch Road

St. Augustine, FL 32084

$440,000$208/sqftEst. $2,349/moMLS# 2166795
3
Beds
2
Baths
2,115
Sq Ft
2006
Built
2
Garage
No
Pool
HOA $93/mo10,890 sqft lotWaterfrontSingle Family Residence1 story

About this home

St. Augustine

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home in the highly desirable Heritage Park community of St. Augustine! Offering 2,115 square feet of thoughtfully designed living space, this spacious one-story home sits on a generous .25-acre lot with a peaceful pond view right from your backyard. Inside, you'll love the open floor plan that creates an inviting flow for both everyday living and entertaining. The kitchen features tall wood cabinetry, stainless steel appliances, granite countertops, and plenty of prep and storage space. Enjoy meals in the formal dining room or casual mornings in the breakfast nook overlooking the backyard and water views. The spacious living areas open to a screened lanai, creating the perfect spot to relax and enjoy the tranquil pond setting year-round. Additional peace of mind comes with an existing home security system, irrigation system drawn from a well to save on utilities, and a roof that is only 1 year old.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,349
Property taxesest. at asking price, St. Johns County$585
HOAbilled quarterly$93
Estimated total, before insurance$3,027/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,581/yr · $132/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$440,000
$88,000
Loan Term
Monthly Payment
$2,349
Principal & Interest: $2,349
Property taxes (est.): $586
Insurance (est.): $293
Estimated Total Monthly
$3,228
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,813 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,581/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Listed$440,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$440,000
Price / Sq Ft$208
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,115
Acres0.25 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address880 E Red House Branch Road, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionHeritage Park
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size10,890 sq ft
Lot Dimensions110x120xx70x120
Parcel Number1032020920

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Off Street
ViewPond
Waterfront TypePond

Interior

AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories1

Exterior

Patio / PorchCovered, Patio, Screened
FencingFull
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedSeptember 28, 2026
Days on Market137
HOA Fees$279 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,580.79
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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