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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·Listed today

7920 Merrill Road 1801

Jacksonville, FL 32277

$165,000$143/sqftEst. $881/moMLS# 2166676
3
Beds
2
Baths
1,157
Sq Ft
2005
Built
—
Garage
No
Pool
HOA $239/moCondominium1 story

About this home

Jacksonville

Welcome to this beautifully updated 3-bedroom, 2-bathroom ground-floor end-unit condo in the gated Merrill Pines community. Offering 1,157 sq. ft. of comfortable living space, this home features an updated kitchen with tile backsplash, custom lighting, newer stainless-steel appliances, and updated countertops. A dual Whirlpool washer and dryer are conveniently located inside the unit. The open-concept dining and living areas feel spacious, with sliding glass doors leading to a covered outdoor patio. Tile flooring flows throughout the home for easy maintenance. The primary bedroom features an ensuite bathroom with a tile backsplash and a walk-in closet. Two secondary bedrooms offer wall-to-wall closets and ceiling fans, while the hall bathroom includes a tile backsplash. The community pool is perfect for relaxing and enjoying the Florida lifestyle! Enjoy the convenience of Jacksonville living with shopping, dining, parks, recreation, entertainment and the beautiful beaches nearby.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$881
Property taxesest. at asking price, Duval County$269
HOAbilled monthly$239
Estimated total, before insurance$1,389/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$165,000
$33,000
Loan Term
Monthly Payment
$881
Principal & Interest: $881
Property taxes (est.): $269
Insurance (est.): $110
Estimated Total Monthly
$1,260
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

History

Price & status history

  • Sep 26, 2026Listed$165,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$165,000
Price / Sq Ft$143
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,157
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address7920 Merrill Road 1801, Jacksonville, FL 32277
Area041-Arlington
SubdivisionMerrill Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Parcel Number1206092850

Amenities

AmenitiesPool
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesOther, Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesOther
Patio / PorchCovered, Patio
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 26, 2026
Days on Market0
HOA Fees$239 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Trash
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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