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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 6, 2026·21 days on market·Recent sales in Jacksonville

7920 Merrill Road 1205

Jacksonville, FL 32277

$169,500sold priceListed at $169,850 · 99.8% of asking$180/sqftMLS# 2150763
2
Beds
2
Baths
940
Sq Ft
2006
Built
—
Garage
No
Pool
FEMA Zone XHOA $239/moCondominium1 story

About this home

Jacksonville

Welcome to this beautifully renovated 2-bedroom, 2-bath first-floor condo in the gated Merrill Pines community. This move-in ready unit offers convenient ground-floor living with easy access and no stairs. Inside, you'll find one of the most updated condos currently available in the community, featuring quartz countertops, new kitchen cabinets, new porcelain tile in the kitchen and bathrooms, and durable LVP flooring throughout the living areas. The open living and dining layout creates a comfortable space for relaxing or entertaining, while the split-bedroom floor plan provides privacy and functionality. Enjoy a well-maintained gated community with a pool and clubhouse, plus a convenient location near I-295, shopping, dining, UNF, Town Center, beaches, and the airport. Whether you are a first-time buyer, downsizing, or looking for an investment opportunity, this turnkey condo is ready for its next owner.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$939
Property taxesest. at asking price, Duval County$277
HOAbilled monthly$239
Estimated total, before insurance$1,455/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,318/yr · $193/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$169,500
$33,900
Loan Term
Monthly Payment
$939
Principal & Interest: $939
Property taxes (est.): $277
Insurance (est.): $113
Estimated Total Monthly
$1,329
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $77,100 in December 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$129,000$129,000—
2024$129,000$129,000—
2023$129,500$79,882—
2022$98,000$72,620—
2021$80,000$66,019—
2020$77,000$60,018—

2025 property taxes (current owner): $2,318/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Closed$169,850
  • Jul 13, 2026Pending$169,850
  • Jun 15, 2026Listed$169,850

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $137/sq ft; this home is listed at $181/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7920 Merrill Road 1107, Jacksonville, FL 32277Listed by HERRON REAL ESTATE LLCJun 2026$158,000$1373/21,157440
7920 Merrill Road 411, Jacksonville, FL 32277Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$138,900$1482/2940690.2
7920 Merrill Road 1808, Jacksonville, FL 32277Listed by MARK SPAIN REAL ESTATEAug 2026$151,000$1313/21,157460.2
7920 Merrill Road 2004, Jacksonville, FL 32277Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$145,000$1302/21,11800.3
7920 Merrill Road 102, Jacksonville, FL 32277Listed by JWB REALTY LLCJul 2026$148,000$1283/21,157830.3
8230 Dames Point Crossing Boulevard 1601, Jacksonville, FL 32277Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Jul 2026$160,000$1452/2.51,10000.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$169,850
Price / Sq Ft$181
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage940
Year Built2006
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address7920 Merrill Road 1205, Jacksonville, FL 32277
Area041-Arlington
SubdivisionMerrill Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Parcel Number1206092558

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned, Off Street, Unassigned

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsTwo
LaundryIn Unit
SecuritySecurity Gate

Exterior

Patio / PorchFront Porch

Additional Information

Date ListedJune 15, 2026
Days on Market21
HOA Fees$239 / Monthly
HOA FrequencyMonthly
Tax Amount$2,318.02
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: US REALTY HUB

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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