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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 22, 2026·0 days on market·Recent sales in Jacksonville

7920 Merrill Road 2004

Jacksonville, FL 32277

$145,000sold priceListed at $147,000 · 98.6% of asking$130/sqftMLS# 2164818
2
Beds
2
Baths
1,118
Sq Ft
2005
Built
—
Garage
No
Pool
HOA $240/moCondominium1 story

About this home

Jacksonville

pacious first floor two bedroom condo with tile throughout. Freshly painted. Open floor plan, with a Kitchen and dining area that opens up to the living room. all appliances convey with the sale , currently rented for $1375 a month , lease end on July 31-2027 . Community pool and playground. Condo located in a gated community.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$803
Property taxesest. at asking price, Duval County$237
HOAbilled monthly$240
Estimated total, before insurance$1,280/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,611/yr · $218/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$145,000
$29,000
Loan Term
Monthly Payment
$803
Principal & Interest: $803
Property taxes (est.): $237
Insurance (est.): $97
Estimated Total Monthly
$1,137
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$145,500$145,500—
2024$145,500$145,500—
2023$136,000$136,000—
2022$112,000$92,400—
2021$84,000$84,000—
2020$83,000$83,000—

2025 property taxes (current owner): $2,611/yr

Estimated taxes if purchased at asking price: ~$2,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 22, 2026Closed$147,000
  • Sep 14, 2026Pending$147,000
  • Sep 14, 2026Listed$147,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $148/sq ft; this home is listed at $131/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7920 Merrill Road 411, Jacksonville, FL 32277Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$138,900$1482/2940690.1
7920 Merrill Road 1808, Jacksonville, FL 32277Listed by MARK SPAIN REAL ESTATEAug 2026$151,000$1313/21,157460.1
7920 Merrill Road 102, Jacksonville, FL 32277Listed by JWB REALTY LLCJul 2026$148,000$1283/21,157830.1
7920 Merrill Road 1205, Jacksonville, FL 32277Listed by US REALTY HUBAug 2026$169,500$1802/2940210.3
7920 Merrill Road 1107, Jacksonville, FL 32277Listed by HERRON REAL ESTATE LLCJun 2026$158,000$1373/21,157440.3
8230 Dames Point Crossing Boulevard N 502, Jacksonville, FL 32277Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSApr 2026$179,000$1632/2.51,100110.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$147,000
Price / Sq Ft$131
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,118
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address7920 Merrill Road 2004, Jacksonville, FL 32277
Area041-Arlington
SubdivisionMerrill Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Parcel Number1206092956

Amenities

AmenitiesMaintenance Grounds
UtilitiesWater Connected
Water SourcePublic
ParkingAdditional Parking, Assigned

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Range, Freezer, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 14, 2026
Days on Market0
HOA Fees$240 / Monthly
HOA FrequencyMonthly
Tax Amount$2,610.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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