This home is in Jacksonville.

1 / 24

Active

Active·59 days on market

13703 Richmond Park Drive N 1908

Jacksonville, FL 32224

$190,000$155/sqftEst. $1,011/moMLS# 2145889

Beds

Baths

1,229

Sq Ft

1997

Built

—

Garage

Pool

About this home

Jacksonville

Welcome to this beautifully maintained condominium in the highly sought-after Bishop's Court at Windsor Parke community! Located just minutes from the Beaches, St. Johns Town Center, Mayo Clinic, and UNF, this spacious 2-bedroom, 2-bath home with a spacious loft offers the perfect blend of comfort and convenience. Enjoy an open-concept living and dining area with abundant natural light, a modern kitchen with updated appliances, ideal for relaxing or entertaining. The primary suite features a walk-in closet and an en suite bath. Resort-style community amenities include two pools, a fitness center, clubhouse, and scenic walking areas surrounded by mature trees. Experience low-maintenance living in one of Jacksonville's most desirable areas--perfect for homeowners or investors alike!

Cost to own

Mortgage calculator

Home Price

$190,000

Down Payment: 20%

$38,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$966

Principal & Interest: $966

Est. Taxes & Insurance: $241

Estimated Total Monthly

$1,207

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,011

Property taxesest. at asking price, Duval County$310

HOAbilled monthly$505

Estimated total, before insurance$1,827/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$200,000	$76,449	—
2024	$200,000	$73,587	▲ $13,000
2023	$187,000	$69,988	—
2022	$175,500	$66,494	—
2021	$136,500	$63,101	—
2020	$124,500	$61,540	▲ $9,500

2025 property taxes (current owner): $1,540/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,696 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History