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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Active

Active·4 days on market

910 Pine Valley Place

St. Augustine, FL 32086

$235,000$198/sqftEst. $1,255/moMLS# 2166240
2
Beds
2
Baths
1,189
Sq Ft
1998
Built
—
Garage
No
Pool
FEMA Zone XHOA $462/moCondominium1 story

About this home

St. Augustine

Gorgeous Ground Floor end unit condo in the highly sought after Greens Condos! This beautiful 2 bedroom condo with 2 full bathrooms and split floor plan offers a garden patio home feel. Open Floor plan with eat in kitchen area, combo formal dining area, breakfast bar with all granite counter tops, newer appliances throughout. Vinyl flooring and no carpeting anywhere! Enjoy sitting out on your enclosed glass Florida/Patio Room featuring a private yard out back. Walk in shower in the primary bedroom with large walk in closet. Tons of storage throughout and laundry closet and water heater within the condo. Association dues include water, sewer, cable, termite bond, roof replacement, exterior maintenance, lawn service, pool and spa, fishing pier dock and all the parks and amenities!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,255
Property taxesest. at asking price, St. Johns County$313
HOAbilled monthly$462
Estimated total, before insurance$2,029/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,135/yr · $95/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$235,000
$47,000
Loan Term
Monthly Payment
$1,255
Principal & Interest: $1,255
Property taxes (est.): $313
Insurance (est.): $157
Estimated Total Monthly
$1,724
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · St Johns County Utilities

County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:17 AM, sunset 7:15 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,135/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 23, 2026Listed$235,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$235,000
Price / Sq Ft$198
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,189
Year Built1998
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

Community Information

Address910 Pine Valley Place, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionThe Greens
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Parcel Number2720410206
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Jogging Path, Maintenance Grounds, Maintenance Structure, Park, Playground, Tennis Court(s), Trash
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGuest, Parking Lot
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit
SecuritySmoke Detector(s)
Spa FeaturesCommunity

Exterior

Lot DescriptionCorner Lot, Few Trees, On Golf Course, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio
RoofShingle
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 24, 2026
Days on Market0
HOA Fees$462 / Monthly
HOA FrequencyMonthly
HOA NameThe Greens
HOA Fee IncludesCable TV, Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$1,135.16
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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