This home is in St. Augustine.
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Active·Listed today
25 Ridge Lake Road
St. Augustine, FL 32086
About this home
St. Augustine
Luxury Townhouse in the most desirable building. 10 min from downtown 5 min from shopping Community Pool Over $25,000 in upgrades in 2025: High-quality flooring on the steps and entire 2nd floor. Full paver patio GE Cafe INDUCTION range- double ovens Apex whole house water treatment system Front/Back Retractable Screens Poly-coating at entry 3 wall-mounted Samsung smart TVs Your gourmet kitchen includes: Custom floating shelves Custom backsplash Quartz counter tops GE Cafe Induction Range with double ovens Exterior vented chimney hood with curved glass canopy Samsung Refrigerator with water and ice dispenser Samsung Dishwasher 3/4 HP Insulated Insinkerator Disposal (new 2025) Large pantry Primary Bedroom has a large walk-in closet and ensuite bath with dual sinks, Second Bedroom has ensuite bath and large closet Remote controlled ceiling fans in family room and 2 bedrooms Upstairs laundry with full-size Samsung Washer and Dryer
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,205/yr
Estimated taxes if purchased at asking price: ~$5,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 20, 2026Listed$314,995
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: SAVVY AVENUE, LLC. · moe@remoe.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines