This home is in St. Augustine — a home near Pedro Menendez High School.
Sold·Closed Aug 11, 2026·12 days on market·Recent sales in St. Augustine
405 S Villa San Marco Drive 208
St. Augustine, FL 32086
About this home
St. Augustine
Enjoy low-maintenance living in Villa San Marco with this fully furnished 3-bedroom, 2-bathroom condo, offering the potential for rental income or coastal living in historic St. Augustine. Conveniently located near Historic Downtown St. Augustine, St. Augustine Beach, and Flagler College, all approximately 10 minutes away, with the University of St. Augustine just 5 minutes away. Anastasia State Park is approximately 15 minutes away, offering beach access, nature trails, kayaking, fishing, and picnic areas. Recent updates include a full interior repaint, pressure-washed balcony, and brand-new LVP flooring that has never been lived on. Community amenities include a swimming pool, fitness center, clubhouse, and well-maintained grounds!
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · utiity sewer proximity · Public water · utiity water proximity
County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,751 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $190,000 | $190,000 | — |
| 2024 | $212,970 | $201,465 | — |
| 2023 | $212,970 | $183,150 | — |
| 2022 | $166,500 | $166,500 | — |
| 2021 | $135,000 | $135,000 | — |
| 2020 | $129,000 | $129,000 | — |
2025 property taxes (current owner): $2,570/yr
Estimated taxes if purchased at asking price: ~$3,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 11, 2026Closed$207,000
- Jul 29, 2026Pending$207,000
- Jul 20, 2026Listed$207,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $164/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 440 S Villa San Marco Drive 201, St. Augustine, FL 32086Listed by WATSON REALTY CORP | Sep 2026 | $200,000 | $159 | 3/2 | 1,260 | 100 | 0.2 |
| 288 Moultrie Village Lane, St. Augustine South, FL 32086Listed by MILLER & COMPANY REAL ESTATE | Sep 2026 | $210,000 | $153 | 2/2.5 | 1,372 | 99 | 0.5 |
| 237 Moultrie Village Lane, St. Augustine, FL 32086Listed by MOMENTUM REALTY | Jul 2026 | $220,000 | $160 | 2/2.5 | 1,372 | 32 | 0.5 |
| 145 Whitland Way, St. Augustine, FL 32086Listed by VREELAND REAL ESTATE LLC | Aug 2026 | $215,000 | $178 | 2/2.5 | 1,211 | 54 | 0.7 |
| 945 S Ponce De Leon Boulevard, St. Augustine, FL 32084Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $305,000 | $272 | 2/2 | 1,120 | 33 | 1.5 |
| 197 Leeward Island Drive, St. Augustine Beach, FL 32080Listed by EXP REALTY LLC | Sep 2026 | $425,000 | $306 | 3/2 | 1,388 | 17 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CROSSVIEW REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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