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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sutton Lakes, Jacksonville — a home near Sandalwood High School.

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Active

$395,0003 bd · 2 ba · 1,865 sq ft

Active·45 days on market·Sutton Lakes

11157 Wyndham Hollow Lane

Jacksonville, FL 32246

$395,000$212/sqftEst. $2,154/mo mortgageMLS# 2165471
↓ $4,900 below original list
3
Beds
2
Baths
1,865
Sq Ft
2002
Built
2
Garage
No
Pool

14 more homes for sale in Sutton Lakes →Search Sutton Lakes on the map

FEMA Zone XHOA $33/mo6,534 sqft lotSingle Family Residence1 story

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About this home

Sutton Lakes

Welcome to this beautifully maintained single story home in the sought after Sutton Lakes community. This inviting three bedroom, two bath residence offers a bright open layout with vaulted ceilings updated flooring and a spacious living area ideal for everyday comfort and entertaining. The kitchen features stainless steel appliances. The primary suite provides a relaxing retreat with dual sinks a soaking tub and a separate shower. Sutton Lakes residents enjoy access to community pools, playgrounds and a basketball court all in a prime location near shopping dining and major roadways. This home blends comfort comfort convenience and value and is a must see in today's market.

Next steps in Sutton Lakes

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,154
Property taxesest. at asking price, Duval County$645
HOAbilled annually$33
Estimated total, before insurance$2,832/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,358/yr · $530/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,154
Principal & Interest: $2,154
Property taxes (est.): $645
Insurance (est.): $263
Estimated Total Monthly
$3,062
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,358/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 23, 2026Price change$395,000−$4,900
  • Sep 18, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $212/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10967 Majuro Drive, Jacksonville, FL 32246Listed by BASS PROFESSIONAL REALTY, INCSep 2026$308,000$2283/21,3481160.2
11320 Hendon Drive, Jacksonville, FL 32246Listed by FLUID REALTY, LLC.Oct 2026$390,000$2334/21,67420.3
1977 Millington Lane, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$315,000$1663/21,893620.3
12009 Sunchase Drive, Jacksonville, FL 32246Listed by O'MALLEY REAL ESTATE INCSep 2026$459,900$2353/21,95320.8
1824 Hawkins Cove Drive W, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$400,000$2163/21,850310.9
12079 Sunchase Drive, Jacksonville, FL 32246Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$408,500$2214/21,84750.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$395,000
Price / Sq Ft$212
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,865
Acres0.15 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBrookview
MiddleLandmark

Community Information

Address11157 Wyndham Hollow Lane, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSutton Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size6,534 sq ft
Lot Dimensions60x110
Parcel Number1652633525
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewOther

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchPatio
FencingWood
RoofShingle
ConstructionStucco

Additional Information

Date ListedSeptember 18, 2026
Days on Market45
HOA Fees$397.07 / Annually
HOA FrequencyAnnually
HOA NameSutton Lakes Homeowners Association
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,357.73
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOMESMART

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sutton Lakes

Sutton Lakes is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Sutton Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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