Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sutton Lakes, Jacksonville — a home near Sandalwood High School.

Photo 1 / 45
Active

$385,0003 bd · 2 ba · 1,865 sq ft

Active·47 days on market·Sutton Lakes

2274 Peerless Lane W

Jacksonville, FL 32246

$385,000$206/sqftEst. $2,099/mo mortgageMLS# 2164701
3
Beds
2
Baths
1,865
Sq Ft
2004
Built
2
Garage
No
Pool

14 more homes for sale in Sutton Lakes →Search Sutton Lakes on the map

FEMA Zone XHOA $33/mo8,276 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Sutton Lakes

Welcome to Sutton Lakes, where an ideal location, spacious interiors, and a private oversized homesite come together in this well-appointed home tucked away on a quiet cul-de-sac. Just minutes from Jacksonville's beaches, St. Johns Town Center, and the University of North Florida, this home offers both everyday convenience and the space to enjoy it, all with an exceptionally low HOA fee. Set on an expansive lot with mature wooded views, the partially fenced backyard offers a peaceful sense of privacy that is hard to find. An extended patio creates an inviting space for outdoor dining and entertaining, while the generous yard provides plenty of room for a future pool, play area, garden, or custom outdoor retreat. Inside, the bright and spacious floor plan offers multiple living and dining areas, providing exceptional flexibility for both everyday living and entertaining. Whether you need a home office, playroom, media space, or additional lounge area, the layout easily adapts to your

Next steps in Sutton Lakes

FollowNew Sutton Lakes homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,099
Property taxesest. at asking price, Duval County$629
HOAbilled annually$33
Estimated total, before insurance$2,761/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,214/yr · $518/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$385,000
$77,000
Loan Term
Monthly Payment
$2,099
Principal & Interest: $2,099
Property taxes (est.): $629
Insurance (est.): $257
Estimated Total Monthly
$2,984
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$333,660$327,382—
2024$314,460$297,620—
2023$322,551$270,564—
2022$293,054$245,968—
2021$223,608$223,608—
2020$217,304$217,304—

2025 property taxes (current owner): $6,214/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 14, 2026Listed$385,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1977 Millington Lane, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$315,000$1663/21,893620.5
10967 Majuro Drive, Jacksonville, FL 32246Listed by BASS PROFESSIONAL REALTY, INCSep 2026$308,000$2283/21,3481160.5
11320 Hendon Drive, Jacksonville, FL 32246Listed by FLUID REALTY, LLC.Oct 2026$390,000$2334/21,67420.6
2637 Dalmation Lane E, Jacksonville, FL 32246Listed by MOMENTUM REALTYOct 2026$390,000$2133/21,83520.9
12075 Foal Lane, Jacksonville, FL 32246Listed by WATSON REALTY CORPOct 2026$395,000$2324/21,703110.9
2766 Sam Hardwick Boulevard, Jacksonville, FL 32246Listed by TU FAMILIA REAL ESTATEOct 2026$370,000$2044/21,816130.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$385,000
Price / Sq Ft$206
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,865
Acres0.19 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryKernan Trail
MiddleKernan

Community Information

Address2274 Peerless Lane W, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSutton Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size8,276.4 sq ft
Parcel Number1652872070
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Jogging Path, Playground
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Other
AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchFront Porch, Patio
FencingOther, Back Yard
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 14, 2026
Days on Market47
HOA Fees$398 / Annually
HOA FrequencyAnnually
HOA NameSutton Lakes HOA
Tax Amount$6,213.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sutton Lakes

Sutton Lakes is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Sutton Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines