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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sutton Lakes, Jacksonville.

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Active

Active·Listed today·Sutton Lakes

1886 Willesdon Drive W

Jacksonville, FL 32246

$419,000$278/sqftEst. $2,219/moMLS# 2165561
3
Beds
2
Baths
1,508
Sq Ft
1999
Built
2
Garage
No
Pool
HOA $17/mo6,534 sqft lotSingle Family Residence1 story

About this home

Sutton Lakes

This gorgeous home is set in the heart of Sutton Lakes community. It offers easy access to either Beach BLVD or Atlantic BLVD. For shopping and entertainment there is Walmart, Cinemark, and LA Fitness all within 5 minutes of the home. The exterior of the home has beautiful pavers for the driveway and rear of the home. Going in the home there is a open living room connected to the kitchen making it perfect for gatherings.The entire home was renovated front to back. The split bedroom floor plan has new tile throughout it.The kitchen has stunning cabinet and granite. Each of the bathrooms has been fitted with exquisite white tile and stone floored showers. The enclosed rear patio is fully tiled! This well loved and cared for home Is ready for it's next family! Other location bonuses include quick access to the 295 (5 minutes), St. Johns Town Center (10 minutes), and Neptune Beach (15 minutes).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,219
Property taxesest. at asking price, Duval County$684
HOAbilled annually$17
Estimated total, before insurance$2,920/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,805/yr · $317/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$419,000
$83,800
Loan Term
Monthly Payment
$2,219
Principal & Interest: $2,219
Property taxes (est.): $684
Insurance (est.): $279
Estimated Total Monthly
$3,182
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,791 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,805/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Listed$419,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$419,000
Price / Sq Ft$278
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,508
Acres0.15 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1886 Willesdon Drive W, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSutton Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size6,534 sq ft
Parcel Number1652625190

Amenities

AmenitiesPool, Basketball Court, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Gas Water Heater, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1

Exterior

Patio / PorchPatio, Screened
RoofShingle
ConstructionStone Veneer, Vinyl Siding

Additional Information

Date ListedSeptember 19, 2026
Days on Market0
HOA Fees$200 / Annually
HOA FrequencyAnnually
Tax Amount$3,805.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC · markmanaoisz32@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sutton Lakes

Sutton Lakes is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Sutton Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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