This home is in St. Augustine — a home near Tocoi Creek High School.
$359,0003 bd · 2 ba · 1,626 sq ft
Active·45 days on market
41 Cottage Green Place
St. Augustine, FL 32092
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
Welcome to 41 Cottage Green Place in The Cottages at World Golf Village! Built in 2019, this beautifully maintained 3-bedroom, 2-bath home offers 1,626 square feet and an open, split-bedroom floor plan designed for comfortable everyday living and easy entertaining. The kitchen is truly the heart of the home, featuring a large center island with seating, abundant cabinetry and counter space, stainless steel appliances, a gas cooktop, separate wall oven, built-in microwave, pendant lighting and a generous pantry. The kitchen flows seamlessly into the dining and living areas, where large windows bring in natural light and provide views of the beautifully landscaped backyard. Tucked away from the secondary bedrooms, the primary suite features a walk-in closet and an oversized tiled shower with both a traditional shower head and rain shower head. Two additional bedrooms and a second full bath provide flexibility for guests, a home office or whatever best suits your needs.
Next steps in World Golf Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone A — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,798 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lotabout 10 mi · 60 parking spaces
Closest park or preserve
Gourd Island Conservation Areaabout 6 mi · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 5 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 8 mi · Tolomato River
Closest youth league fields
Mill Creek Parkabout 2 mi · Baseball
Closest grocery store
Costcoabout 1 mi · 215 World Commerce Parkway, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 6:40 AM, sunset 5:38 PM.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $330,673 | $192,076 | — |
| 2024 | $335,252 | $185,955 | — |
| 2023 | $343,030 | $179,083 | — |
| 2022 | $296,143 | $172,411 | — |
| 2021 | $227,473 | $165,933 | — |
| 2020 | $212,952 | $162,952 | — |
2025 property taxes (current owner): $3,082/yr
Estimated taxes if purchased at asking price: ~$5,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Nov 1, 2026Price change$359,000−$5,000
- Oct 22, 2026Price change$364,000−$5,000
- Oct 13, 2026Price change$369,000+$10,000
- Oct 7, 2026Active$359,000
- Sep 26, 2026Active Under Contract$359,000
- Sep 17, 2026Listed$359,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $221/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 208 Island Green Drive, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $385,000 | $215 | 3/2 | 1,794 | 27 | 0.5 |
| 529 Olympic Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC. | Oct 2026 | $430,000 | $206 | 2/2 | 2,084 | 20 | 0.6 |
| 325 Island Green Drive, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $415,000 | $226 | 3/2 | 1,834 | 17 | 0.6 |
| 1204 Paradise Pond Road, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC. | Sep 2026 | $411,000 | $222 | 3/2 | 1,850 | 60 | 1 |
| 1212 Coghill Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC. | Oct 2026 | $329,999 | $214 | 3/2 | 1,542 | 42 | 1.2 |
| 1392 Parkland Trail, St. Augustine, FL 32095Listed by DOCTORS LAKE REALTY | Sep 2026 | $358,500 | $181 | 3/2 | 1,984 | 82 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HOUSE & HAVEN
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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