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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$549,9004 bd · 2.5 ba · 2,196 sq ft

Active·45 days on market

2936 Old Orchard Road

Jacksonville, FL 32257

$549,900$250/sqftEst. $2,998/mo mortgageMLS# 2164935
↓ $35,000 below original list
4
Beds
2.5
Baths
2,196
Sq Ft
1978
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.41 acresSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

**Seller will consider a buyer 2-1 buydown credit with acceptable offer** The beautifully updated first floor features gorgeous flooring, an inviting L-shaped dining area, and a stunning open kitchen designed for both everyday living and entertaining. The brand-new kitchen includes stylish new cabinetry, quartz countertops, a designer backsplash, and brand-new appliances, including a counter-depth stainless steel refrigerator, range/oven, wine & beverage refrigerator, and dishwasher. A spacious walk-in pantry adds even more storage. The kitchen flows beautifully into the separate family room, where a gorgeous fireplace and recessed lighting create the perfect gathering space for family and friends. Use the open modern staircase to access the second floor with all the spacious bedrooms.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,998
Property taxesest. at asking price, Duval County$898
Estimated total, before insurance$3,896/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,743/yr · $229/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$549,900
$109,980
Loan Term
Monthly Payment
$2,998
Principal & Interest: $2,998
Property taxes (est.): $898
Insurance (est.): $367
Estimated Total Monthly
$4,263
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,499 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 6:48 AM, sunset 5:33 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$392,894$123,755—
2024$363,761$119,419▲ $19,534
2023$394,137$114,339▲ $40,067
2022$343,122$113,907—
2021$252,135$109,119▲ $12,735
2020$233,179$106,916—

2025 property taxes (current owner): $2,743/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Nov 5, 2026Price change$549,900−$10,000
  • Oct 16, 2026Price change$559,900−$25,000
  • Sep 25, 2026Active$584,900
  • Sep 15, 2026Listed$584,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $250/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3059 Indian Hill Drive, Jacksonville, FL 32257Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$425,000$2033/22,089200.2
3386 Pickwick Drive S, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLCOct 2026$465,000$2063/22,252610.6
3333 Picadilly Lane, Jacksonville, FL 32257Listed by LUXURY PROPERTY SERVICES GROUPOct 2026$395,000$2113/21,874310.6
3539 Scrimshaw Drive, Jacksonville, FL 32257Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$200,000$1293/21,54720.9
9258 Audubon Park Lane S, Jacksonville, FL 32257Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$575,000$2243/22,56831
10620 Hampton Road, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$390,000$2434/21,608401.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$549,900
Price / Sq Ft$250
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,196
Total Structure Area2,864 sq ft
Acres0.41 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2936 Old Orchard Road, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionPritchard Grant
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size17,859.6 sq ft
Parcel Number1496220004
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Zoned
CoolingCentral Air, Zoned
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level

Exterior

Exterior FeaturesBalcony
Lot DescriptionDead End Street
Patio / PorchDeck
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 25, 2026
Days on Market45
Tax Amount$2,742.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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