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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

$739,999Active Under Contract4 bd · 3 ba · 3,046 sq ft

Active Under Contract·55 days on market

2346 Jose Circle S

Jacksonville, FL 32217

$739,999$243/sqftEst. $4,034/mo mortgageMLS# 2164547
↓ $10,001 below original list
4
Beds
3
Baths
3,046
Sq Ft
1957
Built
—
Garage
No
Pool
FEMA Zone XNo HOA13,068 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Under contract- Accepting back up offers. INCREDIBLE NEW VALUE! Now offered at $739,999 PLUS up to a 10k in seller concessions towards closing costs and/or interest rate buydown. Prepare to be impressed by this one of a kind San Jose Shores home, where elevated design, incredible entertaining spaces and unexpected details come together beautifully.The showpiece kitchen features a statement quartz island with a thick edge profile, commercial grade appliances including an oversized professional grade fridge/freezer, wine refrigeration, custom cabinetry and shelving, plus an incredible custom butler's pantry with a second full sink, abundant storage and generous workspace. Two owner's suites offer exceptional flexibility, including a lavish downstairs primary retreat with a spa inspired bath and a second private suite upstairs, ideal for guests or multigenerational living.Light filled, open living spaces flow effortlessly throughout, including approximately 400 SF of additional living

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,034
Property taxesest. at asking price, Duval County$1,211
Estimated total, before insurance$5,246/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,958/yr · $663/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$739,999
$148,000
Loan Term
Monthly Payment
$4,034
Principal & Interest: $4,034
Property taxes (est.): $1,211
Insurance (est.): $493
Estimated Total Monthly
$5,739
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1957)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$474,172$422,761▼ $709

2025 property taxes (current owner): $7,958/yr

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 26, 2026Active Under Contract$739,999
  • Oct 21, 2026Price change$739,999−$10,001
  • Sep 18, 2026Active$750,000
  • Sep 11, 2026Listed$750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $243/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3621 Silvery Lane, Jacksonville, FL 32217Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$878,000$2544/33,450140.1
8349 Kim Road, Jacksonville, FL 32217Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$790,000$2503/33,156890.3
4002 La Vista Circle, Jacksonville, FL 32217Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$679,000$2364/32,88010.4
3725 Darnall Place, Jacksonville, FL 32217Listed by PUBLIC SERVICES REALTYOct 2026$395,000$1743/2.52,26950.4
3639 Darnall Place, Jacksonville, FL 32217Listed by WATSON REALTY CORPAug 2026$615,000$2394/32,570220.4
2317 Miller Oaks Drive S, Jacksonville, FL 32217Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$855,000$2384/3.53,589190.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$739,999
Price / Sq Ft$243
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,046
Total Structure Area3,046 sq ft
Acres0.30 acres
Year Built1957
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Traditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryKings Trail, reported on 2 other San Jose Shores listings
MiddleAlfred Dupont, reported on 2 other San Jose Shores listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2346 Jose Circle S, Jacksonville, FL 32217
Area012-San Jose
SubdivisionSan Jose Shores
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size13,068 sq ft
Parcel Number1514230000

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected, Propane
Water SourcePublic
ParkingAdditional Parking, Carport

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, In-Law Floorplan, Open Floorplan
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Range, Ice Maker, Refrigerator, Washer, Wine Cooler
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LevelsOne and One Half, Two

Exterior

Exterior FeaturesBalcony
Patio / PorchDeck
FencingFenced, Back Yard, Wood

Additional Information

Date ListedSeptember 18, 2026
Days on Market55
Tax Amount$7,958.18
Tax Year2025
Listing TermsConventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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