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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine an oceanfront home in Northeast Florida.

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Active·Listed today

210 Ocean Hibiscus Drive B-303

St. Augustine, FL 32080

$477,950$442/sqftEst. $2,483/moMLS# 2164525
2
Beds
2
Baths
1,081
Sq Ft
1985
Built
Garage
No
Pool

About this home

St. Augustine

Direct ocean front with amazing long views down the beach. Open top floor offers views from the kitchen, dining room, living room, and main bedroom with access to a balcony. Floors are tiled for low maintenance. Furnishings convey. There is a beach walk over, 3 pools (1 heated), clubhouse, tennis courts, Jacuzzi, and an exercise area.

Cost to own

Mortgage calculator

$477,950
$95,590
Loan Term
Monthly Payment
$2,483
Principal & Interest: $2,483
Property taxes (est.): $636
Insurance (est.): $319
Estimated Total Monthly
$3,437
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,483
Property taxesest. at asking price, St. Johns County$636
HOAbilled monthly$831
Estimated total, before insurance$3,950/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,871/yr · $489/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,871/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Listed$477,950

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$477,950
Price / Sq Ft$442
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,081
Year Built1985
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address210 Ocean Hibiscus Drive B-303, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionHibiscus
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1758920233
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Beach Access, Clubhouse, Fitness Center, Management - Full Time, Management - Off Site, Spa/Hot Tub, Tennis Court(s), Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewBeach, Ocean

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Spa FeaturesIn Ground, Heated, Community

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 11, 2026
Days on Market0
HOA Fees$831 / Monthly
HOA FrequencyMonthly
HOA NameMay Management
HOA Fee IncludesCable TV, Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$5,871.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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