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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Sold

Sold·Closed Jan 27, 2026·28 days on market·Recent sales in St. Augustine

4670 A1A 1403

St. Augustine, FL 32080

$795,000sold priceListed at $799,000 · 99.5% of asking$736/sqftMLS# 2118850
3
Beds
2
Baths
1,080
Sq Ft
1985
Built
—
Garage
No
Pool
HOA $650/moWaterfrontCondominium1 story

About this home

St. Augustine

Direct oceanfront, top floor, and a true corner unit, this art deco inspired residence is one of the most premier offerings within the highly coveted Colony Reef Club on Anastasia Island. Located in a gated oceanfront community with resort style amenities and elevator access directly to the top floor, this condominium delivers the rare combination of unobstructed Atlantic Ocean views, exceptional privacy, and a wraparound balcony capturing sunrise panoramas along one of Saint Augustine Beach's most desirable stretches of coastline. This three bedroom, two and a half bathroom layout is one of the most functional and well designed floor plans in the complex, offering an effortless blend of space, flow, and natural light. As you enter, two guest bedrooms sit on each side of the hallway along with a full guest bathroom featuring floor to ceiling custom tile work and a design aesthetic that immediately sets the tone.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,404
Property taxesest. at asking price, St. Johns County$1,058
HOAbilled monthly$650
Estimated total, before insurance$6,111/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,767/yr · $647/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Concrete — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,767/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $499/sq ft; this home is listed at $740/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4670 A1A S 2311, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESMay 2026$549,000$5083/21,0801380.1
26 Village Las Palmas Circle, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJan 2026$602,000$4992/2.51,206940.1
51 Village Del Lago Circle, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTYJul 2026$532,500$4612/21,156940.2
4670 A1A S 1308, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJun 2026$555,000$5143/21,08060.2
190 Ocean Hibiscus Drive 202, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYMay 2026$465,000$4372/21,0652410.2
87 Village Del Lago Circle, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJan 2026$450,000$4102/21,0981900.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$799,000
Price / Sq Ft$740
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,080
Year Built1985
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address4670 A1A 1403, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionColony Reef Club
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1758810403
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Clubhouse, Elevator(s), Fitness Center, Maintenance Grounds, Management- On Site, Racquetball, Sauna, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street, Parking Lot, Unassigned
ViewBeach, Ocean, Pool
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
Lot DescriptionZero Lot Line
Patio / PorchCovered
RoofConcrete
ConstructionBlock, Concrete, Stucco
Road SurfacePaved

Additional Information

Date ListedNovember 20, 2025
Days on Market28
HOA Fees$650 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInternet, Maintenance Grounds, Maintenance Structure, Security, Trash, Water
Tax Amount$7,767.07
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE NEWCOMER GROUP

Sold by: THE NEWCOMER GROUP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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