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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Sold

Sold·Closed Jul 8, 2026·94 days on market·Recent sales in St. Augustine

51 Village Del Lago Circle

St. Augustine, FL 32080

$532,500sold priceListed at $549,000 · 97% of asking$461/sqftMLS# 2138401
2
Beds
2
Baths
1,156
Sq Ft
1982
Built
—
Garage
No
Pool
FEMA Zone XHOA $640/moCondominium1 story

About this home

St. Augustine

A beautifully updated ground-floor condo offering comfort, style, and resort-style living just steps from the beach.You will think you are in a model home when you walk in to see the granite countertops in the kitchen, the stainless steel Viking and Bosh appliances and plantation shutters. No wonder it is rated ''GOLD STANDARD'' vacation rental for top rates .Desirable ''Big Sur'' layout* with ground-floor unit with convenient access all on one level. The open-concept interior features wood-look tile flooring throughout the main living areas, granite countertops, plantation shutters, and a thoughtfully updated design that feels both modern and inviting. Sleeping Accommodations* Spacious primary suite with a king bed* Guest bedroom with a queen bed* Sleeper sofa for additional guests* Comfortably accommodates 6-8 people .Enjoy peaceful lagoon and green space views from the private patio -- the perfect setting for morning coffee or relaxing after a day at the beach. Easy stroll to the beach.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,950
Property taxesest. at asking price, St. Johns County$709
HOAbilled monthly$640
Estimated total, before insurance$4,298/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,478/yr · $456/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$532,500
$106,500
Loan Term
Monthly Payment
$2,950
Principal & Interest: $2,950
Property taxes (est.): $709
Insurance (est.): $355
Estimated Total Monthly
$4,013
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $480,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$405,000$405,000—
2024$457,000$457,000—
2023$428,730$428,730—
2022$380,000$380,000—
2021$257,000$257,000—
2020$257,000$257,000—

2025 property taxes (current owner): $5,478/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 8, 2026Closed$549,000
  • Jul 7, 2026Pending$549,000
  • Apr 4, 2026Listed$549,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $483/sq ft; this home is listed at $475/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
205 Pacifica Vista Way 205, St. Augustine, FL 32080Listed by SOUTHWESTERN REAL ESTATE INCJun 2026$645,713$4832/21,3371290.1
4670 A1A S 1308, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJun 2026$555,000$5143/21,08060.2
4670 A1A S 2412, St. Augustine, FL 32080Listed by RE/MAX BLUE COASTAug 2025$620,000$5743/21,080470.2
1 Dondanville Road 116C, St. Augustine, FL 32080Listed by WATSON REALTY CORPAug 2026$490,000$4082/21,200850.3
11 Dondanville Road 5, St. Augustine, FL 32080Listed by RE/MAX UNLIMITEDAug 2026$383,000$3192/21,20070.3
190 Ocean Hibiscus Drive 202, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYMay 2026$465,000$4372/21,0652410.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,000
Price / Sq Ft$475
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,156
Year Built1982
TypeResidential
Sub-TypeCondominium
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesEast

School Information

Community Information

Address51 Village Del Lago Circle, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionOcean Gallery Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1757752051

Amenities

AmenitiesPool, Clubhouse, Gated, Maintenance Grounds, Management- On Site, Pickleball, Playground, Racquetball, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trash
Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewPond

Interior

Interior FeaturesBreakfast Bar, Open Floorplan
AppliancesDryer, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesCourtyard
RoofShingle
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 4, 2026
Days on Market94
HOA Fees$640 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water
Tax Amount$5,477.71
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENDLESS SUMMER REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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