This home is in Bannon Lakes, St. Johns — a new construction home in St. Johns County.
Sold·Closed Sep 30, 2026·45 days on market·Recent sales in Bannon Lakes·Bannon Lakes
241 Blind Oak Circle
St. Johns, FL 32095
48 more homes for sale in Bannon Lakes →Search Bannon Lakes on the map
About this home
Bannon Lakes
Introducing the Highgate--an open-concept home nestled on a waterfront homesite. This residence offers 4 bedrooms, 2 bathrooms, and an extended 2-car garage. The kitchen features quartz countertops, white cabinetry, a white Flow Picket tile backsplash, a complete suite of Whirlpool appliances including a refrigerator, and an oversized center island. Luxury Vinyl Plank flooring extends throughout the main living areas, leading into the spacious gathering room accented by a tray ceiling out to an extended covered lanai. Designer-selected upgrades include a Smart Home package, upgraded hardware, 8-foot interior doors, an added laundry room sink, and numerous additional enhancements throughout. Residents enjoy access to an impressive 4,000-square-foot amenity center featuring a state-of-the-art fitness center, resort-style pool, playground, tennis and pickleball courts, scenic walking trails, and two dog parks. Schedule your private tour today.
Next steps in Bannon Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,813 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lotabout 8 mi · 60 parking spaces
Closest park or preserve
Stokes Landing Conservation Area15 min drive · 1.9 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 7 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 7 mi · Tolomato River
Closest youth league fields
Mill Creek Park13 min drive · Baseball
Closest grocery store
Costco7 min drive · 215 World Commerce Parkway, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $95,000 | $95,000 | — |
2025 property taxes (current owner): $4,328/yr
Estimated taxes if purchased at asking price: ~$7,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 1, 2026Closed$449,000
- Jul 29, 2026Pending$449,000
- Jul 24, 2026Price change$449,000−$5,000
- Jun 9, 2026Listed$454,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $252/sq ft; this home is listed at $253/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 44 Greenhead Court, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $451,500 | $254 | 4/2 | 1,775 | 57 | 0.1 |
| 261 Flintlock Lane, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $400,000 | $233 | 3/2.5 | 1,720 | 32 | 0.1 |
| 379 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $463,000 | $220 | 4/3 | 2,107 | 72 | 0.1 |
| 277 Flintlock Lane, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $380,000 | $252 | 4/2 | 1,510 | 24 | 0.1 |
| 155 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $460,000 | $227 | 3/2.5 | 2,024 | 77 | 0.1 |
| 37 Greenhead Court, St. Augustine, FL 32095Listed by 904 REALTY LLC | Jul 2026 | $400,230 | $265 | 4/2 | 1,509 | 0 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.
Sold by: ONE SOTHEBY'S INTERNATIONAL REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bannon Lakes
Bannon Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Bannon Lakes homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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