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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 29, 2026·48 days on market·Recent sales in Jacksonville

1630 Bridgeton Drive

Jacksonville, FL 32207

$995,000sold priceListed at $1,050,000 · 94.8% of asking$477/sqftMLS# 2132463
3
Beds
3.5
Baths
2,085
Sq Ft
2023
Built
2
Garage
No
Pool
FEMA Zone XHOA $227/mo1,742 sqft lotTownhouse3 stories

About this home

Jacksonville

STUNNING TOWNHOME WITH PRIVATE ROOFTOP TERRACE AND AMAZING UPDATES! ENTERTAINER'S DREAM | WALK TO SAN MARCO SQUARE | FIVE MINUTES TO DOWNTOWN AND EASY COMMUTING Have you always imagined living within walking distance of San Marco Square-where cafés buzz, boutiques charm, and evenings come alive? Welcome to your opportunity to own a stunning, tri-level townhome crowned by a private rooftop terrace, blending contemporary design with refined urban living. Privately tucked behind a charming garden entrance, this home immediately sets a sophisticated tone with sleek architectural lines and striking black metal banisters. The thoughtfully designed layout spans four levels of elevated living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,511
Property taxesest. at asking price, Duval County$1,625
HOAbilled quarterly$227
Estimated total, before insurance$7,363/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,324/yr · $1,110/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$995,000
$199,000
Loan Term
Monthly Payment
$5,511
Principal & Interest: $5,511
Property taxes (est.): $1,625
Insurance (est.): $663
Estimated Total Monthly
$7,799
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,660 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,085,000 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$749,388$749,388▲ $35,766
2024$716,706$716,706▲ $233,135
2023$100,000$100,000—

2025 property taxes (current owner): $13,324/yr

Estimated taxes if purchased at asking price: ~$19,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 29, 2026Closed$1,050,000
  • Jul 24, 2026Pending$1,050,000
  • Feb 28, 2026Listed$1,050,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $509/sq ft; this home is listed at $504/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1625 Bridgeton Drive, Jacksonville, FL 32207Listed by VYBE HOME LLCOct 2026$735,000$3993/3.51,84400
1616 Piazza Place, Jacksonville, FL 32207Listed by OCEANSIDE REAL ESTATEJun 2026$685,000$3713/3.51,844680
2042 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLCJul 2026$1,060,830$5093/3.52,08500.7
2060 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$1,131,310$5433/3.52,08500.7
2048 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$1,068,849$5133/3.52,08510.7
2046 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$849,760$4613/3.51,84410.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,050,000
Price / Sq Ft$504
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,085
Acres0.04 acres
Year Built2023
TypeResidential
Sub-TypeTownhouse
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address1630 Bridgeton Drive, Jacksonville, FL 32207
Area011-San Marco
SubdivisionTerraces At San Marco
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size1,742.4 sq ft
Parcel Number0816620100

Amenities

AmenitiesMaintenance Grounds, Trash
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected, Other
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, Windows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric, Heat Pump, Zoned
CoolingCentral Air, Electric, Zoned
FlooringTile, Wood
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
ConstructionBrick, Block, Brick Veneer, Fiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 28, 2026
Days on Market48
HOA Fees$680 / Quarterly
HOA FrequencyQuarterly
Tax Amount$13,324.45
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENGEL & VOLKERS FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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