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This home is in San Marco, Jacksonville.

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Active

Active·89 days on market·San Marco

1412 Inwood Terrace

Jacksonville, FL 32207

$777,000$379/sqftEst. $3,990/moMLS# 2146974

Beds

Baths

2,051

Sq Ft

2020

Built

Garage

Pool

About this home

San Marco

Beautifully built in 2020 and ideally located just moments from the heart of San Marco Square.Two-story home offers modern comfort, style, and convenience. Designed with an open floor plan, high ceilings, the spacious kitchen features a large breakfast bar, stylish pendant lighting, beverage bar with beverage refrigerator, and a sunny dining area framed by a wall of windows. The great room opens seamlessly through double doors to a covered lanai and an extended paver patio--perfect for entertaining or relaxing outdoors. Fully fenced backyard is enhanced with privacy hedges creating a peaceful and secluded setting. All bedrooms are located upstairs. The spacious primary suite with a luxurious bath featuring a garden tub, separate shower, raised double vanity, and oversized walk-in closet with custom built-ins. Luxury vinyl plank flooring spans the main level with carpet upstairs. Additional highlights include a 2-car attached garage w/Shark coating finished floor. Location is premier.

Cost to own

Mortgage calculator

Home Price

$777,000

Down Payment: 20%

$155,400

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,990

Principal & Interest: $3,990

Property taxes (est.): $1,269

Insurance (est.): $518

Estimated Total Monthly

$5,777

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,990

Property taxesest. at asking price, Duval County$1,269

Estimated total, before insurance$5,259/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $700,000 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$508,542	$312,629	▼ $16,287
2024	$525,619	$303,111	▲ $111,346
2023	$428,133	$358,510	—
2022	$413,945	$346,612	▼ $33,261
2021	$385,061	$335,061	—

Estimated taxes if purchased at asking price: ~$15,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,548 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 25, 2026Listed$777,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$777,000

Price / Sq Ft$379

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,051

Total Structure Area2,674 sq ft

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

School Information

ElementaryHendricks Avenue

MiddleAlfred Dupont

Community Information

Address1412 Inwood Terrace, Jacksonville, FL 32207

Area011-San Marco

SubdivisionSan Marco

CityJacksonville

CountyDuval

StateFL

Zip Code32207

Lot Dimensions100' X 61'

Parcel Number070208-0020

ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Sink, Upper Level, Washer Hookup

SecuritySmoke Detector(s)