This home is in Las Palmas, St. Augustine — a gated community home in St. Johns County.
Active·8 days on market·Las Palmas
1050 Bella Vista Boulevard 10-304
St. Augustine, FL 32084
About this home
Las Palmas
Welcome to this beautifully updated 2-bedroom, 2-bathroom, third-floor condo in the gated community of Las Palmas, where comfort, convenience, and coastal charm come together. The thoughtfully designed split floor plan offers privacy and functionality, while the refreshed kitchen features quartz countertops and ample cabinetry. The spacious primary suite provides a relaxing retreat, complete with a private ensuite. Enjoy peaceful marsh views from the comfort of your living room or private lanai. Las Palmas offers an impressive lineup of resort-style amenities, including a heated saltwater pool, clubhouse, fitness center, dog park, and tennis and pickleball courts. And when you're ready to explore, historic downtown St. Augustine is just a short bike ride away, offering exceptional dining, boutique shopping, galleries, and world-class historic and cultural attractions. Vilano Beach is only about 10 minutes away by car, making it easy to enjoy the best of both downtown and the coast.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,277/yr
Estimated taxes if purchased at asking price: ~$3,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · utiity sewer proximity · Public water · utiity water proximity
County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,819 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 4, 2026Listed$239,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
The neighborhood
About Las Palmas
Las Palmas is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32084.
View all Las Palmas homes for sale →Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines