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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Las Palmas, St. Augustine — a gated community home in St. Johns County.

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Active

$185,0002 bd · 2 ba · 1,182 sq ft

Active·56 days on market·Las Palmas

1050 Bella Vista Boulevard 10-304

St. Augustine, FL 32084

$185,000$157/sqftEst. $1,009/mo mortgageMLS# 2163499
↓ $54,900 below original list
2
Beds
2
Baths
1,182
Sq Ft
2000
Built
—
Garage
No
Pool

9 more homes for sale in Las Palmas →Search Las Palmas on the map

FEMA Zone XHOA $365/moWaterfrontCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Las Palmas

*Just reduced below market value for a quick sale - MOTIVATED SELLER! Welcome to this beautifully updated 2-bedroom, 2-bathroom, third-floor condo in the gated community of Las Palmas, where comfort, convenience, and coastal charm come together. The thoughtfully designed split floor plan offers privacy and functionality, while the refreshed kitchen features quartz countertops and ample cabinetry. The spacious primary suite provides a relaxing retreat, complete with a private ensuite. Enjoy peaceful marsh views from the comfort of your living room or private lanai. Las Palmas offers an impressive lineup of resort-style amenities, including a heated saltwater pool, clubhouse, fitness center, dog park, and tennis and pickleball courts. And when you're ready to explore, historic downtown St. Augustine is just a short bike ride away, offering exceptional dining, boutique shopping, galleries, and world-class historic and cultural attractions.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,009
Property taxesest. at asking price, St. Johns County$246
HOAbilled monthly$365
Estimated total, before insurance$1,620/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,277/yr · $190/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$1,009
Principal & Interest: $1,009
Property taxes (est.): $246
Insurance (est.): $123
Estimated Total Monthly
$1,378
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,819 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,277/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 29, 2026Price change$185,000−$44,900
  • Sep 17, 2026Price change$229,900−$10,000
  • Sep 4, 2026Listed$239,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $157/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4000 Grande Vista Boulevard 15-304, St. Augustine, FL 32084Listed by MARK SPAIN REAL ESTATEOct 2026$180,000$1522/21,182610.1
4000 Grande Vista Boulevard 15-130, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$265,000$2062/21,284280.1
1080 Bella Vista Boulevard 13-122, St. Augustine, FL 32084Listed by WORTH CLARK REALTYJun 2026$270,000$2232/21,21250.1
1010 Bella Vista Boulevard 126, St. Augustine, FL 32084Listed by WATSON REALTY CORPJun 2026$205,000$1961/11,044760.1
4035 Grande Vista Boulevard 303, St. Augustine, FL 32084Listed by OPENDOOR BROKERAGE, LLC.Oct 2026$160,000$1352/21,18260.2
4025 Grande Vista Boulevard 23-102, St. Augustine, FL 32084Listed by BEACH REALTY TEAM LLCJul 2026$210,000$2151/1978650.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$185,000
Price / Sq Ft$157
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,182
Year Built2000
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesWest

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address1050 Bella Vista Boulevard 10-304, St. Augustine, FL 32084
Area321-North City-St Augustine
SubdivisionLas Palmas
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number1643510304

Amenities

AmenitiesPool, Basketball Court, Cable TV, Car Wash Area, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot
Waterfront TypeMarsh

Interior

AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedSeptember 4, 2026
Days on Market56
HOA Fees$365 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Trash
Tax Amount$2,276.51
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Las Palmas

Las Palmas is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32084.

View all Las Palmas homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines