This home is in Jacksonville.
Active·97 days on market
2831 Selma Street
Jacksonville, FL 32205
About this home
Jacksonville
**INVESTOR SPECIAL**UPDATED***GREAT LOCATION** Welcome home to this charming bungalow ideally located near galleries, restaurants, shops, and the farmers market. Offering 1,546 sq ft, this 3-bedroom, 2-bath home blends comfort and convenience. The inviting living room features HARDWOOD FLOORS and a cozy wood-burning FIREPLACE, while the SUNROOM provides a bright space to relax year-round. The kitchen includes UPDATED COUNTERTOPS, ample cabinetry, NEW APPLIANCES, and laminate flooring. The spacious primary bedroom offers natural light, backyard views, and a large closet. Two additional bedrooms provide flexibility for guests or office space. Enjoy a functional laundry room, FULLY FENCED BACKYARD, and a two-car garage ideal for storage or a workshop. A perfect blend of charm and livability in a vibrant neighborhood.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $237,940 | $237,940 | — |
| 2024 | $235,372 | $235,372 | — |
| 2023 | $218,016 | $218,016 | — |
| 2022 | $210,730 | $25,000 | — |
| 2021 | $182,857 | $25,000 | ▲ $8,039 |
| 2020 | $170,761 | $25,000 | — |
2025 property taxes (current owner): $4,605/yr
Estimated taxes if purchased at asking price: ~$6,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1926)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,523 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Apr 14, 2026Listed$315,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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