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This home is in Jacksonville.

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Active

Active·177 days on market

2686 Green Street

Jacksonville, FL 32204

$549,900$269/sqftEst. $2,795/moMLS# 2126734
3
Beds
2
Baths
2,041
Sq Ft
2025
Built
Garage
No
Pool

About this home

Jacksonville

Modern Comfort in a Historic Setting Located in one of the city's most desirable historic neighborhoods, this brand-new 2,041 sq ft home offers the best of both worlds: classic surroundings with the comfort and reliability of new construction. The home features three oversized bedrooms and 2.5 baths, an open and airy layout, and upgraded finishes throughout, including Caesarstone countertops, upgraded appliances, and custom fixtures. You'll love the large custom walk-in closets, fully fenced backyard, and the rare convenience of private parking in both the driveway and alley. Built with energy efficiency in mind, this home is designed for comfort and lower utility costs. Even better, it comes with a full home warranty, a huge advantage in a neighborhood where most homes are over 100 years old, offering peace of mind you simply won't find elsewhere. Fresh landscaping, modern systems, and a worry-free warranty make this a truly special opportunity in a timeless location.

Cost to own

Mortgage calculator

$549,900
$109,980
Loan Term
Monthly Payment
$2,795
Principal & Interest: $2,795
Est. Taxes & Insurance: $699
Estimated Total Monthly
$3,494
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,795
Property taxesest. at asking price, Duval County$898
Estimated total, before insurance$3,693/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$70,755$70,755
2024$61,321$61,321
2023$94,340$72,641 $28,302
2022$66,038$66,038
2021$66,038$42,378
2020$66,038$38,526

2025 property taxes (current owner): $1,255/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,156 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 16, 2026Price change$549,900$15,000
  • Jan 23, 2026Listed$564,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$549,900
Price / Sq Ft$269
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,041
Acres0.11 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address2686 Green Street, Jacksonville, FL 32204
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size4,791.6 sq ft
Parcel Number0647310000

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Disposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, Freezer, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJanuary 23, 2026
Days on Market177
Tax Amount$1,255.29
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: SOUTHEAST ATLANTIC REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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