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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverside, Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Aug 31, 2026·183 days on market·Recent sales in Riverside·Riverside

2686 Green Street

Jacksonville, FL 32204

$523,000sold priceListed at $549,900 · 95.1% of asking$256/sqftMLS# 2126734
3
Beds
2.5
Baths
2,041
Sq Ft
2025
Built
—
Garage
No
Pool

68 more homes for sale in Riverside →Search Riverside on the map

FEMA Zone XNo HOA4,792 sqft lotSingle Family Residence2 storiesNew construction

About this home

Riverside

Modern Comfort in a Historic Setting Located in one of the city's most desirable historic neighborhoods, this brand-new 2,041 sq ft home offers the best of both worlds: classic surroundings with the comfort and reliability of new construction. The home features three oversized bedrooms and 2.5 baths, an open and airy layout, and upgraded finishes throughout, including Caesarstone countertops, upgraded appliances, and custom fixtures. You'll love the large custom walk-in closets, fully fenced backyard, and the rare convenience of private parking in both the driveway and alley. Built with energy efficiency in mind, this home is designed for comfort and lower utility costs. Even better, it comes with a full home warranty, a huge advantage in a neighborhood where most homes are over 100 years old, offering peace of mind you simply won't find elsewhere. Fresh landscaping, modern systems, and a worry-free warranty make this a truly special opportunity in a timeless location.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,897
Property taxesest. at asking price, Duval County$854
Estimated total, before insurance$3,751/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,255/yr · $105/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$523,000
$104,600
Loan Term
Monthly Payment
$2,897
Principal & Interest: $2,897
Property taxes (est.): $854
Insurance (est.): $349
Estimated Total Monthly
$4,100
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,156 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$70,755$70,755—
2024$61,321$61,321—
2023$94,340$72,641▲ $28,302
2022$66,038$66,038—
2021$66,038$42,378—
2020$66,038$38,526—

2025 property taxes (current owner): $1,255/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 3, 2026Closed$549,900
  • Aug 10, 2026Active Under Contract$549,900
  • Jul 16, 2026Price change$549,900−$15,000
  • Jan 23, 2026Listed$564,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $269/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2650 Forbes Street, Jacksonville, FL 32204Listed by NEFLA NETWORK REALTYAug 2026$320,000$1933/31,659660.2
2831 Selma Street, Jacksonville, FL 32205Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$305,000$1973/21,5461050.3
708 Acosta Street, Jacksonville, FL 32204Listed by FUTURE HOME REALTY INCAug 2026$375,000$2543/21,476710.3
2363 Ernest Street, Jacksonville, FL 32204Listed by CB ISAAC REALTYSep 2026$370,000$1934/31,916260.4
2257 Ernest Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLCAug 2026$675,000$2704/32,500670.5
2956 Rosselle Street, Jacksonville, FL 32205Listed by STELLAR PROPERTIES OF NORTH FLSep 2026$334,000$2144/31,5641240.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,900
Price / Sq Ft$269
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,041
Acres0.11 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address2686 Green Street, Jacksonville, FL 32204
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size4,791.6 sq ft
Parcel Number0647310000

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Disposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, Freezer, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJanuary 23, 2026
Days on Market183
Tax Amount$1,255.29
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: SOUTHEAST ATLANTIC REALTY

Sold by: MILLER & COMPANY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverside

Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32204.

View all Riverside homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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