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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverside, Jacksonville.

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Active

Active·44 days on market·Riverside

2354 Post Street

Jacksonville, FL 32204

$530,000$289/sqftEst. $2,936/moMLS# 2162001
4
Beds
2
Baths
1,836
Sq Ft
1910
Built
—
Garage
No
Pool

65 more homes for sale in Riverside →Search Riverside on the map

FEMA Zone XNo HOA4,356 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Riverside

Historic Riverside living in one of Jacksonville's most walkable neighborhoods. This classic beauty puts you minutes on foot from award winning restaurants, the shops on Stockton, 5 Points and the Shoppes of Avondale. Inside, you get the character these homes are famous for: original hardwood floors, soaring ceilings and a stunning stairwell that makes an entrance every single day. And unlike most historic homes, the big ticket work is already done: updated plumbing and electrical, newer HVAC systems, a 50 year metal roof, tankless hot water heater and a whole home water softener. The kitchen is modern, the baths are updated, and the half bath was recently converted to a full bath on the main level. Completely turn key. Start your mornings on the spacious front porch watching the neighborhood come to life. End your evenings on the private back porch overlooking a gorgeous backyard that feels like your own hidden retreat. Homes with this much character are rare in Riverside.

Next steps in Riverside

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,936
Property taxesest. at asking price, Duval County$865
Estimated total, before insurance$3,801/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,311/yr · $609/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$530,000
$106,000
Loan Term
Monthly Payment
$2,936
Principal & Interest: $2,936
Property taxes (est.): $865
Insurance (est.): $353
Estimated Total Monthly
$4,154
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Metal — year not disclosed (home built 1910)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,694 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,311/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 27, 2026Active$530,000
  • Aug 26, 2026Listed$530,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $272/sq ft; this home is listed at $289/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2363 Ernest Street, Jacksonville, FL 32204Listed by CB ISAAC REALTYSep 2026$370,000$1934/31,916260.3
2052 Ernest Street, Jacksonville, FL 32204Listed by REMAX WELCOME HOMEOct 2026$750,000$3264/32,301200.4
1827 Cherry Street, Jacksonville, FL 32205Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$490,000$2603/2.51,886590.7
2831 Selma Street, Jacksonville, FL 32205Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$305,000$1973/21,5461050.7
2893 Downing Street, Jacksonville, FL 32205Listed by 1 REALTY CORPSep 2026$377,000$2723/21,386240.8
2944 Olga Place, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLCOct 2026$439,000$3223/21,3641280.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$530,000
Price / Sq Ft$289
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,836
Acres0.10 acres
Year Built1910
TypeResidential
Sub-TypeSingle Family Residence
StyleVictorian
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address2354 Post Street, Jacksonville, FL 32204
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size4,356 sq ft
Parcel Number0910220010

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOn Street

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Primary Bathroom -Tub with Separate Shower
AppliancesElectric Cooktop, Electric Oven
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces2
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level, Washer Hookup

Exterior

Lot DescriptionHistoric Area
Patio / PorchFront Porch, Porch, Rear Porch
FencingFenced, Back Yard, Full
RoofMetal

Additional Information

Date ListedAugust 27, 2026
Days on Market28
Tax Amount$7,310.51
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ZORI REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverside

Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32204.

View all Riverside homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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