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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

$155,0002 bd · 2 ba · 1,103 sq ft

Active·44 days on market

10075 Gate Parkway N 1610

Jacksonville, FL 32246

$155,000$141/sqftEst. $845/mo mortgageMLS# 2163185
↓ $23,900 below original list
2
Beds
2
Baths
1,103
Sq Ft
2001
Built
—
Garage
No
Pool
FEMA Zone XHOA $441/mo436 sqft lotWaterfrontCondominium1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to easy Southside living in gated Mirabella. This ground floor 2 bedroom, 2 bath condo offers 1,103 square feet with a lakeside setting, split bedrooms, in unit washer and dryer, and a full kitchen with refrigerator, range, microwave, and dishwasher. Enjoy no stairs and a layout that works for everyday living. Step outside to a secure community with a resort style pool and spa, fitness center, clubhouse, walking paths, and on site amenities. You are minutes from St. Johns Town Center, UNF, major employers, JTB, I 295, and the beaches. Low maintenance, well located, and ready to show. Schedule your tour today.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$845
Property taxesest. at asking price, Duval County$253
HOAbilled monthly$441
Estimated total, before insurance$1,539/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,778/yr · $232/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$155,000
$31,000
Loan Term
Monthly Payment
$845
Principal & Interest: $845
Property taxes (est.): $253
Insurance (est.): $103
Estimated Total Monthly
$1,201
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,808 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,778/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 20, 2026Price change$155,000−$10,000
  • Sep 14, 2026Price change$165,000−$13,900
  • Sep 2, 2026Listed$178,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $141/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10075 Gate Parkway N 1513, Jacksonville, FL 32246Listed by NETWORTH REALTY OF JACKSONVILLE, LLCSep 2026$185,000$1323/21,397930
10075 Gate Parkway 103, Jacksonville, FL 32246Listed by MOMENTUM REALTYOct 2026$175,000$1592/21,103670.3
10075 Gate Parkway N 3010, Jacksonville, FL 32246Listed by SUPREME PATH BROKERAGE LLCSep 2026$133,000$1681/1790780.3
10000 Gate Parkway N 1412, Jacksonville, FL 32246Listed by WATSON REALTY CORPSep 2026$158,000$2041/1775370.4
10961 Burnt Mill Road 414, Jacksonville, FL 32256Listed by HOUWZER, INC.Oct 2026$237,000$2022/21,171341.2
10961 Burnt Mill Road #1524, Jacksonville, FL 32256Listed by THE LEGENDS OF REAL ESTATEOct 2026$150,000$1841/18141021.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$155,000
Price / Sq Ft$141
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,103
Acres0.01 acres
Year Built2001
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryWindy Hill, reported on 19 other Mirabella listings
HighEnglewood, reported on 30 other Mirabella listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address10075 Gate Parkway N 1610, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionMirabella
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size435.6 sq ft
Parcel Number1677260416

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Water Connected
Water SourcePublic
ParkingOn Street
ViewPond
Waterfront TypePond

Interior

AppliancesConvection Oven, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Additional Information

Date ListedSeptember 17, 2026
Days on Market44
HOA Fees$440.75 / Monthly
HOA FrequencyMonthly
Tax Amount$2,778.15
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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