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This home is in Watermark Condos, Jacksonville Beach.

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Active Under Contract

Active Under Contract·73 days on market·Watermark Condos

50 3rd Avenue S 501

Jacksonville Beach, FL 32250

$1,299,000$590/sqftEst. $6,914/moMLS# 2143448
3
Beds
3
Baths
2,202
Sq Ft
2005
Built
1
Garage
No
Pool

About this home

Watermark Condos

Discover life at one of Jacksonville Beach's premier condominiums. From the moment you step inside, you'll see why oceanfront living is so desirable. This turnkey, oceanfront 3-bedroom end unit condo is ideally located in the heart of Jacksonville Beach, offering stunning views of the Atlantic Ocean from both the main living area and the primary bedroom. Perfectly situated near local shops and restaurants, this unit combines convenience with coastal charm. It includes one garage parking space and an additional outdoor space within a secured, gated area. Residents also enjoy access to an oceanfront pool, spa, secure building entrances, and a private beach walkover. Unit has one assigned parking spot in the garage and one assigned parking spot in gated parking lot. Ask about our Preferred Membership to Gate Hospitality, which includes access to Ponte Vedra Inn & Club, The The Lodge & Club, Epping Forest, and The River Club.

Cost to own

Mortgage calculator

$1,299,000
$259,800
Loan Term
Monthly Payment
$6,603
Principal & Interest: $6,603
Est. Taxes & Insurance: $1,651
Estimated Total Monthly
$8,253
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,914
Property taxesest. at asking price, Duval County$2,121
HOAbilled monthly$2,034
Estimated total, before insurance$11,069/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,286,000$1,052,951
2024$1,320,000$1,022,569
2023$1,320,000$986,330
2022$1,011,000$956,000
2021$810,000$634,701
2020$772,000$625,248

2025 property taxes (current owner): $19,585/yr

Estimated taxes if purchased at asking price: ~$25,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,810 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 7, 2026Active Under Contract$1,299,000
  • May 4, 2026Listed$1,299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,299,000
Price / Sq Ft$590
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,202
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusActive Under Contract
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address50 3rd Avenue S 501, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionThe Watermark
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1756591516

Amenities

AmenitiesPool, Beach Access, Elevator(s), Spa/Hot Tub, Trash
UtilitiesCable Connected
Water SourcePublic
ParkingAdditional Parking, Assigned, Covered, Garage, Gated
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Built-in Features, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedMay 4, 2026
Days on Market64
HOA Fees$2,034.08 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSewer, Trash
Tax Amount$19,585.04
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Watermark Condos

Watermark Condos is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Watermark Condos homes for sale →

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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