This home is in St. Augustine.
Active·45 days on market
3051 Usina Road
St. Augustine, FL 32084
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
COUNTRY FEEL WITHOUT GIVING UP CONVENIENCE! Lovely Modular home tucked beneath beautiful, mature trees, this peaceful property offers the space, privacy, and relaxed lifestyle you've been looking for--all while keeping shopping, dining, and everything St. Augustine has to offer close by. From the moment you arrive, the expansive front yard and towering shade trees create a setting that feels like your own private park. Spend your mornings enjoying coffee on the front deck, relax beneath the trees, or simply take in the breeze and peaceful surroundings. One of the standout features of this property is the detached shop, built in 2018 and equipped with A/C and fans. Whether you're looking for a workshop, hobby space, additional storage, or room for your next project, this versatile space offers so many possibilities. An RV outlet installed in 2024 adds even more functionality for those with an RV, camper, or additional recreational equipment. The sellers have continued to invest in
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,508 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Nease Beachfront Parkabout 7 mi · 14 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Areaabout 2 mi · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 6 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 5 mi · San Sebastian River
Closest youth league fields
Collier-Blocker-Puryear Parkabout 3 mi · Basketball, Football, Lacrosse
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $334/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 14, 2026Price change$424,000−$19,000
- Sep 1, 2026Listed$443,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $187/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 687 Foal Ridge Drive, St. Augustine, FL 32092Listed by NON MLS (realMLS) | Sep 2026 | $543,773 | $213 | 4/3 | 2,550 | 0 | 1.3 |
| 138 Falcon Ridge Road, St. Augustine, FL 32084Listed by PREMIER HOMES REALTY INC | Jul 2026 | $340,000 | $199 | 3/2 | 1,711 | 17 | 1.5 |
| 764 Lake Sinclair Street, St. Augustine, FL 32084Listed by COMPASS FLORIDA LLC | Jun 2026 | $410,000 | $194 | 4/2 | 2,109 | 85 | 1.6 |
| 597 Lake Sinclair Street, St. Augustine, FL 32084Listed by HOUWZER, INC. | Aug 2026 | $379,900 | $187 | 4/3 | 2,027 | 61 | 1.7 |
| 131 Beauclair Boulevard, St. Augustine, FL 32084Listed by EXP REALTY LLC | Aug 2026 | $430,000 | $190 | 4/3.5 | 2,265 | 105 | 1.7 |
| 562 Lake Sinclair Street, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIES | May 2026 | $348,000 | $204 | 3/2.5 | 1,710 | 62 | 1.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PREMIER HOMES REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines