Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·50 days on market

13353 Dijon Drive E

Jacksonville, FL 32225

$440,000$278/sqftEst. $2,264/moMLS# 2152401

Beds

Baths

1,584

Sq Ft

1989

Built

Garage

Yes

Pool

About this home

Jacksonville

PRICE IMPROVEMENT! Summer isn't over yet! Florida living doesn't get much better than this! Dive into summer with a screened in pool, peaceful lake views, and an incredible location just minutes from the beach. This beautifully maintained home features vinyl plank flooring throughout, a cozy wood burning fireplace, and a welcoming kitchen with granite countertops that flows seamlessly into the dining and living spaces. The Florida room adds approximately 200 extra square feet with its own mini split A/C, creating the perfect spot to relax, entertain, or enjoy the pool and lake views year round. Major updates are already done, including a roof and HVAC that are just 4 years old, newer windows, and a newer water heater. Conveniently located near the beaches, Mayo Clinic, Mayport Naval Station, St. Johns Town Center, and zoned for highly sought after Neptune Beach Elementary. Come make the most of what's left of summer!

Cost to own

Mortgage calculator

Home Price

$440,000

Down Payment: 20%

$88,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,264

Principal & Interest: $2,264

Property taxes (est.): $718

Insurance (est.): $293

Estimated Total Monthly

$3,276

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,264

Property taxesest. at asking price, Duval County$718

HOAbilled annually$5

Estimated total, before insurance$2,988/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,949/yr · $496/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $406,000 in April 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$359,929	$305,508	▲ $10,147
2024	$351,711	$296,191	▲ $27,108
2023	$336,108	$286,108	▲ $8,159
2022	$307,827	$307,827	▼ $36,056
2021	$213,271	$104,140	—
2020	$201,363	$102,012	—

2025 property taxes (current owner): $5,949/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History