Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Brook Forest, St. Augustine — a new construction home in St. Johns County.

Photo 1 / 25
Active

Active·51 days on market·Brook Forest

199 Water Elm Walk

St. Augustine, FL 32092

$422,990$224/sqftEst. $2,343/mo mortgageMLS# 2162372
Open house Fri, Oct 23 · 1:00 pm–5:00 pm
4
Beds
3
Baths
1,885
Sq Ft
2027
Built
2
Garage
No
Pool

42 more homes for sale in Brook Forest →Search Brook Forest on the map

FEMA Zone XHOA $270/mo4,356 sqft lotTownhouse2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Brook Forest

The Madison II B villa offers the perfect blend of convenient main-level living with the versatile space of a second story with a full bath. This beautifully designed home provides three spacious bedrooms on the main floor, ensuring comfort and privacy. One is a Study. The open-concept living area flows seamlessly into a large, inviting kitchen, perfect for everyday meals or entertaining guests. Very well-appointed villa with designer upgrades throughout, such as Premium White Kitchen and Bathroom cabinets, Gourmet Kitchen with Island, Stainless Steel Hood vent, Microwave / Wall Oven Combo with Gas Cooktop, premium flooring in the main living areas, quartz countertop & vanity tops just to name a few! Villa on Preserve Lot...Brook Forest is the A gated community with Private Amenities for residents only in addition to all of the Amenities Silverleaf has to offer. Use Preferred lender for special interest rates and closing costs - some conditions do apply.

Next steps in Brook Forest

FollowNew Brook Forest homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,343
Property taxesest. at asking price, St. Johns County$563
HOAbilled monthly$270
Estimated total, before insurance$3,176/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,077/yr · $90/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$422,990
$84,598
Loan Term
Monthly Payment
$2,343
Principal & Interest: $2,343
Property taxes (est.): $563
Insurance (est.): $282
Estimated Total Monthly
$3,188
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,077/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 14, 2026Price change$422,990+$1,000
  • Oct 4, 2026Price change$421,990+$2,000
  • Aug 28, 2026Listed$419,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $224/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
127 Camphor Laurel Road, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$367,990$1994/2.51,853310.1
95 Camphor Laurel Road, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$364,000$1964/2.51,853120.1
1216 Brook Forest Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$418,408$2224/31,88500.2
141 Camphor Laurel Road, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$369,990$2004/2.51,85340.2
163 Wood Breeze Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$329,990$2073/2.51,592480.2
390 Woods Lane, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$349,990$1993/2.51,76000.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$422,990
Price / Sq Ft$224
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,885
Total Structure Area2,427 sq ft
Acres0.10 acres
Year Built2027
TypeResidential
Sub-TypeTownhouse
StyleVilla
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Zoned elementaryTrout Creek Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryTrout Creek Academy
Reported middleTrout Creek Academy
Reported highTocoi Creek
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address199 Water Elm Walk, St. Augustine, FL 32092
Area304- 210 South
SubdivisionBrook Forest
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size4,356 sq ft
Lot Dimensions35X134
Parcel Number0103811720
ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Jogging Path, Maintenance Grounds, Playground, Tennis Court(s)
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionIrregular Lot
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 28, 2026
Days on Market52
HOA Fees$270 / Monthly
HOA FrequencyMonthly
Tax Amount$1,077.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Brook Forest

Brook Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Brook Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/23/2026

1:00 pm - 5:00 pm

10/24/2026

1:00 pm - 5:00 pm

10/25/2026

1:00 pm - 5:00 pm

10/30/2026

1:00 pm - 5:00 pm

10/31/2026

1:00 pm - 5:00 pm

11/1/2026

1:00 pm - 5:00 pm

11/6/2026

1:00 pm - 5:00 pm

11/7/2026

1:00 pm - 5:00 pm

11/8/2026

1:00 pm - 5:00 pm

11/13/2026

1:00 pm - 5:00 pm

11/14/2026

1:00 pm - 5:00 pm

11/15/2026

1:00 pm - 5:00 pm

11/20/2026

1:00 pm - 5:00 pm