This home is in Fernandina Beach.
Sold·Closed Sep 28, 2026·2 days on market·Recent sales in Amelia Island
1535 Clinch Drive
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Charmingly updated 3-bedroom, 2-bath home is on a huge lot, just steps from gorgeous marsh/river views! This home has been thoughtfully renovated and freshly repainted inside and out, offering a bright, move-in-ready feel throughout. Cozy up by the functional gas fireplace, and enjoy year-round comfort with a brand-new A/C system, a 2021 hot water heater, plus a newer dishwasher and microwave. The attached garage features a new insulated door and opener, while a separate storage building provides extra space for tools, lawn equipment, bicycles, and beach gear. This home can be used as a primary residence or an investment opportunity, as it can be rented short-term. RV owners and outdoor enthusiasts will love the 30/50-amp RV hookup and concrete pad, wide 16-foot gate, and convenient drive-through access from Clinch Drive to 6th Street, ideal for boats, trailers, or an RV. A new back fence adds privacy and gives the backyard a polished, finished look.
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1963)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,747 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 28, 2026Closed$575,000
- Aug 29, 2026Pending$575,000
- Aug 28, 2026Listed$575,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $377/sq ft; this home is listed at $302/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1655 Clinch Drive, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Aug 2026 | $930,000 | $380 | 3/2 | 2,449 | 50 | 0.2 |
| 1874 Clinch Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Sep 2026 | $500,000 | $315 | 3/2 | 1,588 | 481 | 0.7 |
| 1512 Coastal Oaks Circle, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Sep 2026 | $970,000 | $485 | 3/2.5 | 1,999 | 51 | 0.7 |
| 704 S 9th Street, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLC | Aug 2026 | $629,000 | $377 | 3/2.5 | 1,668 | 14 | 0.7 |
| 731 Wren Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Jun 2026 | $529,999 | $345 | 3/2.5 | 1,536 | 5 | 0.7 |
| 710 S 7th Street, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLC | May 2026 | $450,000 | $324 | 3/2.5 | 1,391 | 0 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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