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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active·29 days on market

5435 Hollow Birch Drive

Jacksonville, FL 32219

$330,000$178/sqftEst. $1,762/moMLS# 2162285
4
Beds
2
Baths
1,856
Sq Ft
2024
Built
2
Garage
No
Pool
FEMA Zone XHOA $9/mo8,276 sqft lotWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Welcome to 5435 Hollow Birch Drive, a beautifully maintained 4-bedroom, 2-bathroom home located in the desirable Copes Landing community of Northwest Jacksonville. Built in 2024, this modern residence offers the perfect blend of comfort, style, and functionality with approximately 1,826 square feet of living space and a convenient 2-car garage. Step inside to discover an inviting open-concept floor plan designed for today's lifestyle. The spacious living area provides an ideal setting for relaxing, entertaining, or enjoying quality time with family. There are multiple upgrades to this home that are a must see! LVP flooring throughout. The upgraded living room includes an 98'' TV that conveys with the home, resting on a professionally installed soundproof slat accent wall. Luxury outdoor space with a water view and added outdoor shower. Major systems include a Rheem water heater, plus HVAC and builder warranties.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,762
Property taxesest. at asking price, Duval County$539
HOAbilled annually$9
Estimated total, before insurance$2,310/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,244/yr · $437/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$330,000
$66,000
Loan Term
Monthly Payment
$1,762
Principal & Interest: $1,762
Property taxes (est.): $539
Insurance (est.): $220
Estimated Total Monthly
$2,521
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:18 AM, sunset 7:19 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,244/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 28, 2026Listed$330,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$330,000
Price / Sq Ft$178
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,856
Acres0.19 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

ElementaryDinsmore
MiddleHighlands
HighJean Ribault

Community Information

Address5435 Hollow Birch Drive, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionCopes Landing Phase 1
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size8,276.4 sq ft
Parcel Number0033240950
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Playground
Community FeaturesSidewalks
UtilitiesCable Available, Sewer Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyHVAC
ParkingGarage, Garage Door Opener
Waterfront TypePond

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1

Exterior

Exterior FeaturesFire Pit, Outdoor Shower
Patio / PorchPatio
FencingBack Yard, Wood
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 28, 2026
Days on Market18
HOA Fees$109 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,243.84
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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