Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active·7 days on market

12218 Copper Mallard Place

Jacksonville, FL 32219

$370,895$183/sqftEst. $1,909/moMLS# 2158773

Beds

Baths

2,030

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Introducing the Lakeside+ by D.R. Horton a spacious and thoughtfully designed one-story home offering 2,030 square feet of comfortable living. With 5 bedrooms, 3 bathrooms, and a 2-car garage, this floor plan is ideal for large families or multigenerational households needing both space and functionality. At the heart of the home, the open-concept layout with plenty of windows creates the perfect setting for everyday living and entertaining. The expansive kitchen features beautiful quartz countertops, abundant prep space, and a large center island that overlooks the vaulted ceiling main living areas. Whether hosting family celebrations or enjoying a quiet evening in, this seamless flow keeps everyone connected. You can also enjoy time on the covered patio. The private owner's suite is tucked away for relaxation and includes a spacious walk-in closet and a luxurious bath with dual vanities and quartz countertops. Two sets of Jack and Jill bedrooms provide convenience and flexibility.

Cost to own

Mortgage calculator

Home Price

$370,895

Down Payment: 20%

$74,179

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,909

Principal & Interest: $1,909

Property taxes (est.): $606

Insurance (est.): $247

Estimated Total Monthly

$2,762

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,909

Property taxesest. at asking price, Duval County$606

HOAbilled annually$9

Estimated total, before insurance$2,524/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,706 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History