This home is in Crosswater Village, Ponte Vedra — a waterfront home in Nocatee.
Active·45 days on market·Crosswater Village
357 Pioneer Village Drive
Ponte Vedra, FL 32081
5 more homes for sale in Crosswater Village →Search Crosswater Village on the map

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About this home
Crosswater Village
Enjoy peaceful water and preserve views with no homes directly behind you in this beautifully maintained single-story home tucked on a quiet cul-de-sac in Pioneer Village at Nocatee. Preserve views across the front and a pond-to-preserve setting out back add privacy and a tranquil backdrop. Inside, you'll find 3 bedrooms, 2 baths, natural hardwood flooring and a bright, open kitchen, living and dining area. Step outside to the screened lanai and enjoy the peaceful setting, whether you're relaxing at the end of the day or entertaining. Recent updates include a BRAND NEW gas tankless water heater, reverse osmosis system in the kitchen, new dishwasher, Roman shades throughout, new primary shower floor tile and fresh landscaping. An attached two-car garage adds everyday storage and convenience. Enjoy Nocatee's resort-style pools and water parks, fitness facilities, trails, parks, shopping, dining and easy access to Ponte Vedra beaches.
Next steps in Crosswater Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,775 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $8,116/yr
Estimated taxes if purchased at asking price: ~$8,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 6, 2026Price change$549,900−$8,600
- Aug 27, 2026Listed$558,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $303/sq ft; this home is listed at $339/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 368 Pioneer Village Drive, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $550,000 | $339 | 3/2 | 1,623 | 46 | 0 |
| 425 Union Hill Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLC | Jul 2026 | $505,000 | $283 | 2/2 | 1,786 | 76 | 0.2 |
| 453 Vista Lake Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNS | Sep 2026 | $505,000 | $287 | 3/2 | 1,757 | 37 | 0.3 |
| 513 Vista Lake Circle, Ponte Vedra, FL 32081Listed by PALM VALLEY REALTY PLLC | Aug 2026 | $495,000 | $303 | 3/2 | 1,631 | 112 | 0.3 |
| 553 Vista Lake Circle, Ponte Vedra, FL 32081Listed by LOKATION | Jul 2026 | $500,000 | $314 | 3/2 | 1,592 | 52 | 0.3 |
| 293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACH | Sep 2026 | $572,500 | $291 | 2/2 | 1,964 | 8 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Crosswater Village
Crosswater Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
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Your Local Realtor

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines











