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Active

Active·15 days on market

945 Wolfe Street

Jacksonville, FL 32205

$295,000$302/sqftEst. $1,524/moMLS# 2161758

Beds

Baths

976

Sq Ft

1927

Built

—

Garage

Pool

About this home

Jacksonville

Step through the lime-green door into a fully renovated 1927 craftsman blending historic charm with high-end finishes. Oversized lot with mature fig and walnut trees on a quiet street in the middle of Murray Hill's cafe and shopping scene. Refinished hardwood floors, kitchen with quartz counters, waterfall island, stainless appliances, wine fridge. Spa-like bath with stone vessel sink, pebble-floor shower. Fireplace anchors the open living/dining area; covered front porch with swing. . Smart layout accommodates home office, guest suite, or multi-generational use. Large lot may allow a second residence at the rear under current ADU/accessory rules, existing home potentially reclassified as accessory -- buyer to verify with City of Jacksonville Planning and Historic Preservation. Established, profitable short-term rental (4.98 star, Guest Favorite) Furnishings and training available. Seller intends a 1031 exchange; buyer to cooperate at no cost.

Cost to own

Mortgage calculator

Home Price

$295,000

Down Payment: 20%

$59,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,524

Principal & Interest: $1,524

Property taxes (est.): $482

Insurance (est.): $197

Estimated Total Monthly

$2,203

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,524

Property taxesest. at asking price, Duval County$482

Estimated total, before insurance$2,006/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1927)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,709 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 25, 2026Listed$295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$295,000

Price / Sq Ft$302

Bedrooms2

Bathrooms1.50

Full Baths1

Half Baths1

Square Footage976

Year Built1927

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Direction FacesSouthwest

School Information

ElementaryRuth N. Upson

MiddleLake Shore

Community Information

Address945 Wolfe Street, Jacksonville, FL 32205

Area051-Murray Hill

SubdivisionMurray Hill Heights

CityJacksonville

CountyDuval

StateFL

Zip Code32205

Parcel Number0617900000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingOff Street, On Street, Parking Lot, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms

AppliancesDishwasher, Dryer, Electric Range, Microwave, Tankless Water Heater, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringWood

FireplaceYes

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)