This home is in Jacksonville.
$239,900Sold3 bd · 1 ba · 1,185 sq ft
Sold·Closed Oct 26, 2026·116 days on market·Recent sales in Jacksonville
871 Melba Street
Jacksonville, FL 32205
About this home
Jacksonville
Within WALKING distance to the historic Dreamette Ice Cream Shop and many restaurants and businesses, this move-in ready Murray Hill Bungalow is fully renovated with stylish upgrades throughout! Step inside to find luxury vinyl plank flooring, fresh neutral paint, and a stunning brand-new kitchen featuring updated cabinetry, beautiful quartz countertops, and sleek stainless steel appliances. Every detail has been thoughtfully designed, blending classic charm with modern convenience. Outside, enjoy a spacious yard--perfect for kids, pets, entertaining, or simply relaxing. The detached garage adds incredible flexibility for parking, storage, or hobbies. Major Updates Include a new tankless water heater this year (2026). The roof was replaced in 2020. This home is the one you've been waiting for - it checks all the boxes-location, upgrades, & character! Schedule your showing today!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2020 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,539 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Beach 19th Street lotabout 19 mi · 14 parking spaces
Closest park or preserve
Jacksonville-Baldwin Rail Trailabout 4 mi · 21.7 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 3 mi · Cedar River
Closest kayak & paddleboard launch
Stinson Park Paddlecraft and Dinghy Dockabout 2 mi · Ortega River
Closest youth league fields
Boone Parkabout 1 mi · Pickleball, Tennis
Closest grocery store
Winn-Dixieabout 1 mi · 5207 Normandy Boulevard, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $143,439 | $112,692 | — |
| 2024 | $143,994 | $102,448 | — |
| 2023 | $147,805 | $93,135 | ▲ $16,416 |
| 2022 | $128,185 | $84,669 | ▲ $21,418 |
| 2021 | $94,431 | $76,972 | ▲ $6,797 |
| 2020 | $86,018 | $69,975 | — |
2025 property taxes (current owner): $2,578/yr
Estimated taxes if purchased at asking price: ~$4,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 29, 2026Closed$239,900
- Sep 26, 2026Active Under Contract$239,900
- Aug 24, 2026Price change$239,900−$15,100
- Aug 8, 2026Active$255,000
- Jul 7, 2026Withdrawn$255,000
- Apr 22, 2026Listed$255,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $202/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4014 Dellwood Avenue, Jacksonville, FL 32205Listed by WHOLESALE REALTY LLC | Oct 2026 | $322,000 | $250 | 3/2 | 1,288 | 2 | 0.1 |
| 4037 Gilmore Street, Jacksonville, FL 32205Listed by ROOT REALTY LLC | Oct 2026 | $182,500 | $183 | 2/2 | 1,000 | 124 | 0.3 |
| 3539 Phyllis Street, Jacksonville, FL 32205Listed by ENTERA REALTY LLC | Oct 2026 | $239,900 | $174 | 3/2 | 1,380 | 31 | 0.4 |
| 3153 Ernest Street, Jacksonville, FL 32205Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $210,000 | $207 | 3/1 | 1,015 | 100 | 0.5 |
| 3103 Ernest Street, Jacksonville, FL 32205Listed by FLORIDA FAMILY REALTY | Oct 2026 | $148,900 | $136 | 2/1 | 1,092 | 27 | 0.6 |
| 1103 Hamilton Street, Jacksonville, FL 32205Listed by MILLER & COMPANY REAL ESTATE | Oct 2026 | $210,000 | $208 | 3/1 | 1,008 | 65 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Sold by: BELLE EPOQUE REALTY SERVICES LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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