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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·55 days on market

4618 Hercules Avenue

Jacksonville, FL 32205

$180,000$169/sqftEst. $961/moMLS# 2145205
↓ $50,000 below original list
3
Beds
1
Baths
1,068
Sq Ft
1944
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,227 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to 4618 Hercules Ave -- where comfort, style, and convenience come together. This beautiful home features spacious living areas, updated bathroom & flooring and beautiful finishes and puts you close to everything you need. 🏡 Move-in ready ☀️ Bright open spaces Don't miss your chance to see this incredible property. Message me for details or to schedule a private tour!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$961
Property taxesest. at asking price, Duval County$294
Estimated total, before insurance$1,255/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,703/yr · $142/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$180,000
$36,000
Loan Term
Monthly Payment
$961
Principal & Interest: $961
Property taxes (est.): $294
Insurance (est.): $120
Estimated Total Monthly
$1,375
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1944)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,612 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$166,995$66,860—
2024$164,255$64,269▲ $11,806
2023$158,243$60,941▲ $7,050
2022$146,069$57,710—
2021$126,349$54,573—
2020$103,130$53,130▲ $21,543

2025 property taxes (current owner): $1,703/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 19, 2026Pending$180,000
  • Sep 12, 2026Price change$180,000−$19,000
  • Aug 4, 2026Price change$199,000−$11,000
  • Jul 22, 2026Pending$210,000
  • Jul 16, 2026Price change$210,000−$20,000
  • Jul 5, 2026Listed$230,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$180,000
Price / Sq Ft$169
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,068
Acres0.12 acres
Year Built1944
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
Has PoolNo
Is WaterfrontNo

Community Information

Address4618 Hercules Avenue, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionRiverside Villas
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size5,227.2 sq ft
Parcel Number0657380000

Amenities

UtilitiesCable Available, Electricity Connected, Water Available
Water SourcePublic
ParkingOther

Interior

AppliancesDryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedAugust 4, 2026
Days on Market107
Tax Amount$1,703.33
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GOLD KEY REALTY OF JAX, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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