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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$369,0004 bd · 2 ba · 1,924 sq ft

Active·1 day on market

3533 Post Street

Jacksonville, FL 32205

$369,000$192/sqftEst. $2,012/mo mortgageMLS# 2172504
4
Beds
2
Baths
1,924
Sq Ft
1950
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4,792 sqft lotSingle Family Residence2 stories

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About this home

Jacksonville

Fantastic Duplex Opportunity in Desirable Murray Hill! Whether you're looking for an investment property or a place to call home while generating rental income, this duplex offers the best of both worlds! This property has two separate units, each with 2 bedrooms and 1 bathroom. One unit is located upstairs and the other downstairs, both with private entrances. One unit is currently tenant-occupied, providing immediate rental income, while the other is vacant and move-in ready—perfect for an owner-occupant or an investor looking to maximize rental potential. The property offers off-street parking with additional parking available in the rear. While move-in ready, a little TLC and some cosmetic updates could add even more value! Conveniently located in the sought-after Murray Hill area, this duplex presents a great opportunity to enjoy the benefits of homeownership while building your investment portfolio.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,012
Property taxesest. at asking price, Duval County$603
Estimated total, before insurance$2,614/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,213/yr · $434/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$369,000
$73,800
Loan Term
Monthly Payment
$2,012
Principal & Interest: $2,012
Property taxes (est.): $603
Insurance (est.): $246
Estimated Total Monthly
$2,860
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1950)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,337 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$253,968$253,968—
2024$243,386$243,386—
2023$243,386$153,650—
2022$211,640$139,682—
2021$153,920$126,984▲ $38,480
2020$115,440$115,440—

2025 property taxes (current owner): $5,213/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Nov 5, 2026Listed$369,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $192/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3519 College Street, Jacksonville, FL 32205Listed by HOMEZU.COM OF FLORIDASep 2026$180,000$1093/1.51,656280.1
3539 Phyllis Street, Jacksonville, FL 32205Listed by ENTERA REALTY LLCOct 2026$239,900$1743/21,380310.5
3528 Randall Street, Jacksonville, FL 32205Listed by UNITED REAL ESTATE GALLERYOct 2026$295,000$2093/11,409990.5
1077 Dancy Street, Jacksonville, FL 32205Listed by COWFORD REALTY & DESIGN LLCOct 2026$430,000$2064/32,088330.5
1326 Hollywood Avenue, Jacksonville, FL 32205Listed by COWFORD REALTY & DESIGN LLCSep 2026$550,000$3083/21,786230.6
4561 Attleboro Street, Jacksonville, FL 32205Listed by JWB REALTY LLCOct 2026$430,000$2114/2.52,037250.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$369,000
Price / Sq Ft$192
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,924
Total Structure Area1,924 sq ft
Acres0.11 acres
Year Built1950
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryRuth N. Upson, reported on 41 other Murray Hill Heights listings
MiddleLake Shore, reported on 57 other Murray Hill Heights listings
HighRiverside, reported on 53 other Murray Hill Heights listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3533 Post Street, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionMurray Hill Heights
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size4,791.6 sq ft
Parcel Number0613310000

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Off Street, Parking Lot

Interior

AppliancesElectric Cooktop, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories2
LevelsTwo

Exterior

ConstructionBlock, Concrete

Additional Information

Date ListedNovember 5, 2026
Days on Market1
Tax Amount$5,212.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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