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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh View, Fernandina Beach — a waterfront home in Nassau County.

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Sold

Sold·Closed Sep 11, 2026·4 days on market·Recent sales in Marsh View·Marsh View

88066 Marsh View Way

Fernandina Beach, FL 32034

$663,000sold priceListed at $699,900 · 94.7% of asking$278/sqftMLS# 2161655
3
Beds
2
Baths
2,383
Sq Ft
2022
Built
2
Garage
No
Pool

4 more homes for sale in Marsh View →Search Marsh View on the map

FEMA Zone AEHOA $347/mo4,792 sqft lotWaterfrontTownhouse2 stories

About this home

Marsh View

Experience luxury coastal living at 88066 Marsh View Way in Fernandina Beach, Florida. Built in 2022 by Artisan Homes, this upscale 3-bedroom, 2-bath home with private elevator offers sweeping Amelia River and Intracoastal Waterway views from multiple porches, balconies and doorways. Watch birds and dolphins from your porch in the exclusive Marsh View Townhomes community—just minutes from Amelia Island beaches and Historic Downtown Fernandina Beach. The chef's kitchen showcases Level 7 custom cabinetry, GE Café appliances, 6-burner gas cooktop, double ovens, wine fridge, and a granite island. Enjoy open-concept living with luxury vinyl plank flooring, designer lighting, and crown molding throughout. Perfect for entertaining, this home features a butler's pantry, wet bar, and outdoor kitchen overlooking the marsh. The primary suite boasts a custom $12K closet system, rain shower, and marsh views. Additional upgrades added since 2023 include: epoxy garage floor

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,672
Property taxesest. at asking price, Nassau County$915
HOAbilled semi-annually$347
Estimated total, before insurance$4,935/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$663,000
$132,600
Loan Term
Monthly Payment
$3,672
Principal & Interest: $3,672
Property taxes (est.): $915
Insurance (est.): $442
Estimated Total Monthly
$5,030
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Metal — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Public water · dbo_arcims_well_20220322

Municipal drinking water from dbo_arcims_well_20220322 per the county inventory.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$581,430$480,875—
2024$565,398$466,615—
2023$565,788$451,568—
2022$182,762$172,762—
2021$150,000$150,000—
2020$49,490$49,490—

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 11, 2026Closed$699,900
  • Aug 29, 2026Pending$699,900
  • Aug 25, 2026Listed$699,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $294/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96222 Stoney Drive 2805, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPNov 2025$302,000$1803/21,680792.4
96010 Stoney Drive 2405, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLCAug 2026$300,000$1793/21,680912.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$699,900
Price / Sq Ft$294
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,383
Acres0.11 acres
Year Built2022
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address88066 Marsh View Way, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionMarsh View
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size4,791.6 sq ft
Parcel Number372N28209200040000

Amenities

UtilitiesElectricity Available, Natural Gas Available, Sewer Available, Water Available
Water SourcePublic
ParkingGarage
ViewIntracoastal
Waterfront TypeIntracoastal, Marsh

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Patio / PorchPorch, Screened
RoofMetal

Additional Information

Date ListedAugust 25, 2026
Days on Market4
HOA Fees$2,082 / Semi-Annually
HOA FrequencySemi-Annually
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Sold by: CENTURY 21 MILLER ELITE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh View

Marsh View is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Marsh View homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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