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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·54 days on market

5260 Collins Road 1201

Jacksonville, FL 32244

$175,000$120/sqftEst. $969/moMLS# 2161605
3
Beds
2.5
Baths
1,459
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $260/mo871 sqft lotCondominium2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this inviting two-story end-unit condo offering a comfortable layout and plenty of natural light. The main level features an open living and dining area, a functional kitchen with ample cabinetry, generous counter space, breakfast bar, and a convenient pantry. Sliding glass doors extend the living space to a private outdoor patio, perfect for relaxing at the end of the day. Upstairs, you'll find spacious bedrooms with ceiling fans and well-appointed bath space. Neutral finishes throughout make this home an easy canvas to personalize. Additional highlights include an attached one-car garage, interior storage, and the added privacy of an end-unit location. Conveniently located near I-295 with easy access to shopping, dining, NAS Jacksonville, and major Jacksonville roadways, this condo offers low-maintenance living in a location that keeps you connected to everything the city has to offer.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$969
Property taxesest. at asking price, Duval County$286
HOAbilled monthly$260
Estimated total, before insurance$1,515/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,582/yr · $215/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$969
Principal & Interest: $969
Property taxes (est.): $286
Insurance (est.): $117
Estimated Total Monthly
$1,372
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer

County records show this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,702 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,582/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 7, 2026Active$175,000
  • Sep 28, 2026Active Under Contract$175,000
  • Aug 24, 2026Listed$175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $134/sq ft; this home is listed at $120/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5427 Greatpine Court, Jacksonville, FL 32244Listed by INI REALTYAug 2026$180,000$1273/21,422210.1
5260 Collins Road 106, Jacksonville, FL 32244Listed by SHOE REALTY INCJul 2026$169,500$984/2.51,729450.2
5605 Pinebay Circle N, Jacksonville, FL 32244Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2026$188,000$1343/21,40370.2
5646 Pinebay Circle S, Jacksonville, FL 32244Listed by SUPREME PATH BROKERAGE LLCOct 2026$171,000$1412/21,210160.3
5025 Fulham Road S, Jacksonville, FL 32244Listed by JPAR CITY AND BEACHMay 2026$176,500$1683/21,050630.5
85 Debarry Avenue 1024, Orange Park, FL 32073Listed by CENTURY 21 LIGHTHOUSE REALTYJul 2026$126,624$1212/2.51,050350.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$175,000
Price / Sq Ft$120
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,459
Acres0.02 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryVenetia
MiddleLake Shore
HighRiverside

Community Information

Address5260 Collins Road 1201, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionChatham Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size871.2 sq ft
Parcel Number0991344380

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Gas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Exterior

Patio / PorchPatio
FencingPrivacy
RoofShingle
Road SurfaceConcrete
Road FrontageCity Street

Additional Information

Date ListedAugust 24, 2026
Days on Market201
HOA Fees$260 / Monthly
HOA FrequencyMonthly
Tax Amount$2,582.29
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SPECTRUM REALTY SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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