Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 27
Sold

Sold·Closed Jul 1, 2026·35 days on market

85 Debarry Avenue 1024

Orange Park, FL 32073

$126,624sold priceListed at $131,900 · 96% of asking$121/sqftMLS# 2141786
2
Beds
2.5
Baths
1,050
Sq Ft
1983
Built
—
Garage
No
Pool
HOA $330/mo436 sqft lotCondominium2 stories

About this home

Orange Park

Beautifully updated and designed for everyday living, this 2 bedroom, 2.5 bathroom end-unit townhome offers privacy, convenience, and easy ownership in a highly accessible Orange Park location near NAS Jax, shopping, dining, and major commuter routes. Inside, the first floor features wood-look tile flooring and the kitchen overlooks the dining and gathering room with wood-burning fireplace and fully screened private lanai. A half bath on the first floor provides convenience. Upstairs are two bedrooms on either side of the landing, lending privacy to residents. A full size bathroom is accessible from the landing, and the owners' suite boasts it's own full size bathroom. The washer and dryer convey. Wells Ridge offers a community clubhouse and swimming pool, as well as one dedicated parking spot per unit, and the monthly association fee covers the roof, exterior maintenance, and landscaping services. If you've been searching for affordability and low maintenance, this one is for you.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$701
Property taxesest. at asking price, Clay County$194
HOAbilled monthly$330
Estimated total, before insurance$1,225/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,228/yr · $102/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$126,624
$25,325
Loan Term
Monthly Payment
$701
Principal & Interest: $701
Property taxes (est.): $194
Insurance (est.): $84
Estimated Total Monthly
$980
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,670 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $129,500 in January 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$129,972$69,918—
2024$124,427$67,241—
2023$113,827$63,827—
2022$96,255$80,786—
2021$77,210$73,442—
2020$73,569$66,766—

2025 property taxes (current owner): $1,228/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $126/sq ft; this home is listed at $126/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85 Debarry Avenue 3062, Orange Park, FL 32073Listed by DOCTORS LAKE REALTYJun 2026$125,000$1262/299590.2
8565 Windypine Lane, Jacksonville, FL 32244Listed by RE/MAX SIGNATUREJun 2026$104,500$1022/21,02050.7
1259 The Grove Road, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$156,000$1173/21,333101.1
1265 The Grove Road, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$120,000$972/2.51,2332231.1
1215 The Grove Road, Orange Park, FL 32073Listed by WATSON REALTY CORPSep 2026$168,000$1283/21,308101.2
1188 Gano Avenue 118, Orange Park, FL 32073Listed by JPAR CITY AND BEACHSep 2026$127,500$1262/2.51,015131.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$131,900
Price / Sq Ft$126
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,050
Acres0.01 acres
Year Built1983
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address85 Debarry Avenue 1024, Orange Park, FL 32073
Area132-Bellair/Grove Park
SubdivisionWells Ridge
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size435.6 sq ft
Parcel Number05042601982518017

Amenities

AmenitiesPool, Clubhouse
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Unassigned

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchPorch, Screened
RoofShingle

Additional Information

Date ListedApril 24, 2026
Days on Market35
HOA Fees$330 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$1,227.74
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 LIGHTHOUSE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines