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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·59 days on market

5260 Collins Road 704

Jacksonville, FL 32244

$170,000$107/sqftEst. $942/moMLS# 2160954
3
Beds
2.5
Baths
1,596
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $260/mo871 sqft lotTownhouse2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome home to this well-maintained 3BR/2.5BA townhome in Chatham Woods offering 1,596 SF and an attached 1-car garage with overhead storage. The open main level connects the kitchen, dining & living areas and features SS appliances, breakfast bar, pantry and sliding doors leading to the semi-private patio. A 1/2 BA, laundry room and under-stair storage add convenience downstairs. Upstairs you'll find all 3 BRs plus a versatile loft. The primary suite features a walk-in closet, double vanity and tub/shower combo. Additional features include a newer water heater and generous storage. Conveniently located near NAS JAX with easy access to major highways, shopping, dining & entertainment. Come see what this Chatham Woods townhome has to offer!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$942
Property taxesest. at asking price, Duval County$278
HOAbilled monthly$260
Estimated total, before insurance$1,479/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,108/yr · $259/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$170,000
$34,000
Loan Term
Monthly Payment
$942
Principal & Interest: $942
Property taxes (est.): $278
Insurance (est.): $113
Estimated Total Monthly
$1,333
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer

County records show this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,108/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 5, 2026Active$170,000
  • Aug 27, 2026Active Under Contract$170,000
  • Aug 20, 2026Listed$170,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $139/sq ft; this home is listed at $107/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5260 Collins Road 106, Jacksonville, FL 32244Listed by SHOE REALTY INCJul 2026$169,500$984/2.51,729450.1
5427 Greatpine Court, Jacksonville, FL 32244Listed by INI REALTYAug 2026$180,000$1273/21,422210.2
5605 Pinebay Circle N, Jacksonville, FL 32244Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2026$188,000$1343/21,40370.3
5541 Greatpine Lane N 4, Jacksonville, FL 32244Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYApr 2026$168,000$1392/21,2101570.3
5646 Pinebay Circle S, Jacksonville, FL 32244Listed by SUPREME PATH BROKERAGE LLCOct 2026$171,000$1412/21,210160.4
540 Willow Oak Lane, Orange Park, FL 32073Listed by REAL BROKER LLCSep 2026$268,000$1613/2.51,6671031.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$170,000
Price / Sq Ft$107
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,596
Acres0.02 acres
Year Built2005
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address5260 Collins Road 704, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionChatham Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size871.2 sq ft
Parcel Number0991344235

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available, Water Connected
Water SourcePublic
ParkingCarport

Interior

AppliancesElectric Range
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedAugust 20, 2026
Days on Market46
HOA Fees$260 / Monthly
HOA FrequencyMonthly
Tax Amount$3,107.55
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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