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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 26, 2026·40 days on market·Recent sales in Jacksonville

16088 Willow Bluff Court

Jacksonville, FL 32218

$425,000sold priceListed at $435,000 · 97.7% of asking$144/sqftMLS# 2140572
4
Beds
3.5
Baths
2,961
Sq Ft
2015
Built
2
Garage
No
Pool
HOA $6/mo8,276 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

SIGNIFICANT PRICE IMPROVEMENT!! Welcome to this stunning move-in ready home located in the desirable community of Yellow Bluff on Jacksonville's Northside. This meticulously maintained residence features four spacious bedrooms, three and a half bathrooms, a versatile upstairs loft, and a private main-floor study. Designed for modern living, the open-concept layout includes a chef-inspired kitchen and breakfast area that flows directly into the family room, offering peaceful views of the covered lanai and lush backyard. The home has been freshly updated with brand-new interior and exterior paint as well as new carpeting throughout, ensuring a like-new feel from the moment you step inside. The ''Everything Included'' package provides exceptional value, featuring elegant granite countertops, a full suite of Frigidaire stainless steel appliances including a 25 cubic foot side-by-side refrigerator with ice and water

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,354
Property taxesest. at asking price, Duval County$694
HOAbilled annually$6
Estimated total, before insurance$3,054/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,777/yr · $565/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $694
Insurance (est.): $283
Estimated Total Monthly
$3,331
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$366,816$234,520—
2024$358,406$227,204▲ $13,966
2023$388,376$219,131—
2022$335,843$211,293▲ $24,056
2021$263,578$203,683—
2020$250,998$200,181—

2025 property taxes (current owner): $6,777/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $151/sq ft; this home is listed at $147/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15849 Tisons Bluff Road, Jacksonville, FL 32218Listed by NEXTHOME ENDLESS SUMMERSep 2026$445,000$1394/43,19460.2
15895 Tisons Bluff Road, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$390,000$1563/2.52,496540.2
162 Bradford Lake Circle, Jacksonville, FL 32218Listed by TAH FLORIDA LLCOct 2026$380,000$1484/32,564400.3
187 Bradford Lake Circle, Jacksonville, FL 32218Listed by LPT REALTY LLCJun 2026$465,000$1514/3.53,076450.3
15755 Northside Drive E, Jacksonville, FL 32218Listed by DIAMOND REALTY GROUP OF AMELIA ISLANDSep 2026$386,000$1833/2.52,1071150.4
16242 Magnolia Grove Way, Jacksonville, FL 32218Listed by JPAR CITY AND BEACHJun 2026$372,000$1424/2.52,61860.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$435,000
Price / Sq Ft$147
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,961
Acres0.19 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOceanway
MiddleOceanway
HighFirst Coast

Community Information

Address16088 Willow Bluff Court, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionYellow Bluff Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size8,276.4 sq ft
Parcel Number1080953830

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionDead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Screened
FencingBack Yard, Full, Vinyl
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedApril 17, 2026
Days on Market40
HOA Fees$75 / Annually
HOA FrequencyAnnually
Tax Amount$6,777
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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