This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jun 30, 2026·45 days on market·Recent sales in Jacksonville
187 Bradford Lake Circle
Jacksonville, FL 32218
About this home
Jacksonville
Spacious waterfront living meets energy efficiency in this upgraded home with solar panels to help lower utility costs. Situated on one of the largest lots in the neighborhood, it offers added privacy, extra outdoor space, a rare three car garage, and more square footage than many nearby homes. Inside, a thoughtfully designed layout provides comfort and flexibility with a private study and versatile loft ideal for a media room, play area, or lounge. Tile flooring in the den and primary bedroom adds style and easy maintenance. The kitchen features granite countertops, ample cabinetry, and flows into the dining and family areas, perfect for everyday living and entertaining. Enjoy water views from the enclosed porch with its own AC unit, plus a paver patio for relaxing or hosting. An irrigation system with a separate meter helps reduce water costs. Move in ready and beautifully maintained, this home offers the perfect combination of space, efficiency, and waterfront charm.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,713 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $381,862 | $244,050 | — |
| 2024 | $373,549 | $236,465 | ▲ $14,705 |
| 2023 | $405,056 | $228,122 | — |
| 2022 | $350,303 | $220,022 | ▲ $24,765 |
| 2021 | $272,126 | $212,158 | — |
| 2020 | $259,249 | $208,539 | — |
2025 property taxes (current owner): $7,164/yr
Estimated taxes if purchased at asking price: ~$9,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $149/sq ft; this home is listed at $151/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 162 Bradford Lake Circle, Jacksonville, FL 32218Listed by TAH FLORIDA LLC | Oct 2026 | $380,000 | $148 | 4/3 | 2,564 | 40 | 0.1 |
| 15895 Tisons Bluff Road, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $390,000 | $156 | 3/2.5 | 2,496 | 54 | 0.1 |
| 15849 Tisons Bluff Road, Jacksonville, FL 32218Listed by NEXTHOME ENDLESS SUMMER | Sep 2026 | $445,000 | $139 | 4/4 | 3,194 | 6 | 0.2 |
| 16053 Willow Bluff Court, Jacksonville, FL 32218Listed by MARKETPLACE HOMES | Jun 2026 | $350,000 | $149 | 4/2.5 | 2,353 | 5 | 0.2 |
| 15704 Northside Drive E, Jacksonville, FL 32218Listed by ROOT REALTY LLC | Jun 2026 | $445,000 | $191 | 4/3 | 2,335 | 191 | 0.3 |
| 16088 Willow Bluff Court, Jacksonville, FL 32218Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $425,000 | $144 | 4/3.5 | 2,961 | 40 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LPT REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Yellow Bluff Landing
Under Contract16143 Kayla Cove CourtJacksonville, FL 32218
4 bd · 3.5 ba · 3,022 sq ft
$430,000Est. $2,289/moWelcome to this beautifully maintained Providence Homes residence on a serene lakefront cul-de-sac in the highly…
Listing Office: florida homes realty & mtg llc
For Sale16271 Magnolia Grove WayJacksonville, FL 32218
4 bd · 3.5 ba · 2,998 sq ft
$425,000Est. $2,262/moWelcome to Yellow Bluff Landing! This beautifully maintained, one-owner home offers 4 bedrooms, 2.5 baths, and a…
Listing Office: united real estate gallery
For Sale15715 Tisons Bluff RoadJacksonville, FL 32218
4 bd · 2.5 ba · 2,685 sq ft
$399,999Est. $2,129/mo100% ENERGY STAR-certified home now offered at $399,999 in Yellow Bluff Landing. This spacious home offers 2,685 sq ft,…
Listing Office: victorious realty inc
For Sale16228 Dowing Creek DriveJacksonville, FL 32218
4 bd · 2 ba · 2,245 sq ft
$399,900Est. $2,128/moPrice Improvement! You will immediately see the superb quality in this move-in-ready 4 bdrm ranch in popular Yellow…
Listing Office: florida homes realty & mtg llc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines