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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a gated community home in Jacksonville.

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Active

Active·3 days on market

3794 Casitas Drive

Jacksonville, FL 32224

$425,000$247/sqftEst. $2,183/moMLS# 2161154
3
Beds
2
Baths
1,718
Sq Ft
2013
Built
2
Garage
No
Pool

About this home

Jacksonville

Wow--wait until you see this gem! If you've been searching for a low-maintenance lifestyle in the heart of Intracoastal West, with the space and feel of a single-family home, a 2-car garage, and an incredible location, Vizcaya may be exactly what you've been waiting for! This beautiful gated community offers resort-style amenities including a sparkling pool and fitness center, all just minutes from shopping, dining, the beaches, and NS Mayport. Step inside and you'll find beautiful hand-scraped wood flooring throughout much of the first floor, with newer flooring upstairs. All bedrooms are conveniently located upstairs, along with a spacious laundry room featuring a full-size washer and dryer that convey with the home. The spacious Owner's Suite features a customized walk-in closet and glamorous bath with dual sinks. Plantation shutters throughout add timeless style, while the well-appointed kitchen is fully equipped with stainless steel appliances.

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,183
Principal & Interest: $2,183
Property taxes (est.): $694
Insurance (est.): $283
Estimated Total Monthly
$3,160
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,183
Property taxesest. at asking price, Duval County$694
HOAbilled monthly$315
Estimated total, before insurance$3,192/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,993/yr · $416/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,993/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Tile — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 21, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$425,000
Price / Sq Ft$247
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,718
Acres0.11 acres
Year Built2013
TypeResidential
Sub-TypeTownhouse
StyleContemporary, Spanish
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address3794 Casitas Drive, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionVizcaya
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size4,791.6 sq ft
Lot Dimensionssee survey
Parcel Number1665580571
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management - Off Site
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPorch, Rear Porch, Screened
RoofTile
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 21, 2026
Days on Market0
HOA Fees$315 / Monthly
HOA FrequencyMonthly
HOA NameInterlaced Property Solutions
HOA Fee IncludesMaintenance Grounds, Pest Control
Tax Amount$4,992.89
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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